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  • #46
    Originally posted by Ballister View Post

    Not quite sure what's gone on with this account but it appears that Bank of Ireland has simply written off the debt.
    It would seem that you established via the DMP that you could only afford £1 per month, and haven't even been paying that for the past 3.5 years. In view of the relatively small sum outstanding, and the likelihood of getting a meaningful repayment being virtually non-existent, they must have taken that decision.

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    • #47
      Originally posted by Ballister View Post

      Not quite sure what's gone on with this account but it appears that Bank of Ireland has simply written off the debt.
      It is quite possible that the account is now in the process of being assigned (sold) to a debt purchaser. Sometimes it can take quite some time for the changes to be shown. Are you still making the token payments or have you stopped?

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      • #48
        As Still Waving
        says
        Non the less they didn't apparently write and tell you!
        SO SILENCE Obviously keep a copy of that Credit Reference Entry
        A SAR would give you the answer probably!
        But don't poke the Hornets nest if you take my meaning! Do nothing!

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        • #49
          Patience is a great asset, it is their debt they are chasing so leave them to do all the work whilst you live you one life!

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          • #50
            Originally posted by Pat View Post

            It is quite possible that the account is now in the process of being assigned (sold) to a debt purchaser. Sometimes it can take quite some time for the changes to be shown. Are you still making the token payments or have you stopped?
            No I stopped in Sep 2019

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