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  • The Tech Clerk
    replied
    Originally posted by The Tech Clerk View Post
    webmaster@all-about-debt.co.uk send as it is no x out & link to this thread

    Last edited by The Tech Clerk; 20 August 2019, 09:11.

    Leave a comment:


  • NeenyT
    replied
    Don’t seem to be getting a response. Is it the right email address? I clicked on the one provided in one of the previous posts. webmaster@all-about-debt.co.uk.

    Leave a comment:


  • NeenyT
    replied
    Not sure I can, since I don’t know if they are enforceable or not.

    Leave a comment:


  • Joanna Connolly Solicitors
    replied
    Thanks for all the updates.

    You can now sit back and wait for their next move(s).

    Di

    Leave a comment:


  • NeenyT
    replied
    Originally posted by NeenyT View Post
    Debts 3, 4, 5 & 6 were because of 4 cards being sent together (only successfully applied once though).

    Debt 6 PRA31

    Type of account: Barclaycard Credit Card
    Date commenced: 24.06.2013
    Approx balance: £1900
    Date last paid: Last Payment 21.06.2019
    Are you on arrangement or not paying: Was in IVA with Step Change between Aug 2016 to Oct 2018, now paying via PRA
    Status Defaulted: 18.07.2016
    Account owner: PRA
    04/07/2019 - CCA request sent via email
    05/07/2019 - Response received from PRA stating they do not keep these agreements so will go to Barclaycard to get them.
    09/07/2019 - CCA via recorded delivery inc £1.
    15/07/2019 - Response Received with only copy statements
    04/08/2019 - Emailed to Niddy for checking, no response as yet.
    Info

    Leave a comment:


  • NeenyT
    replied
    Originally posted by NeenyT View Post
    Debts 3, 4, 5 & 6 were because of 4 cards being sent together (only successfully applied once though).

    Debt 5 PRA32

    Type of account: Barclaycard Credit Card
    Date commenced: 24.06.2013
    Approx balance: £1730
    Date last paid: Last Payment 21.06.2019
    Are you on arrangement or not paying: Was in IVA with Step Change between Aug 2016 to Oct 2018, now paying via PRA
    Status Defaulted: 18.07.2016
    Account owner: PRA
    04/07/2019 - CCA request sent via email
    05/07/2019 - Response received from PRA stating they do not keep these agreements so will go to Barclaycard to get them.
    09/07/2019 - CCA via recorded delivery inc £1.
    15/07/2019 - Response Received with only copy statements
    04/08/2019 - Emailed to Niddy for checking, no response as yet.
    20/08/2019 - re-sent for checking
    Last edited by NeenyT; 20 August 2019, 16:58.

    Leave a comment:


  • NeenyT
    replied
    Originally posted by NeenyT View Post
    Debts 3, 4, 5 & 6 were because of 4 cards being sent together (only successfully applied once though).

    Debt 3 PRA33

    Type of account: Barclaycard Credit Card
    Date commenced: 27.06.2013
    Approx balance: £280
    Date last paid: Last Payment 21.06.2019
    Are you on arrangement or not paying: Was in IVA with Step Change between Aug 2016 to Oct 2018, now paying via PRA
    Status Defaulted: 18.07.2016
    Account owner: PRA
    04/07/2019 - CCA request sent via email
    09/07/2019 - CCA via recorded delivery inc £1.
    19/07/2019 - Emailed letter received includes short form cancellation, historic terms and varied terms.
    04/08/2019 - Emailed to Niddy for checking, no response as yet.
    20/08/2019 - re-emailed for checking

    info only
    Last edited by NeenyT; 20 August 2019, 11:21.

    Leave a comment:


  • NeenyT
    replied
    Originally posted by NeenyT View Post
    Debt 2

    Type of account: Barclaycard Credit Card (via IHG chain, International Hotel Group)
    Date commenced: 30.04.2012
    Approx balance: £2190
    Date last paid: Last Payment 21.06.2019
    Are you on arrangement or not paying: Was in IVA with Step Change between Aug 2016 to Oct 2018, now paying direct
    Status Defaulted: 18.07.2016
    Account owner: Barclaycard
    09/07/2019 - SAR request sent to Barclaycard
    12/07/2019 - Letter received from Barclaycard acknowledging receipt of SAR request, stating they will provide requested information within 90 days. They may call me for verification purposes.
    05.08.2019 - CCA sent to Barclaycard
    Last edited by NeenyT; 20 August 2019, 17:11.

    Leave a comment:


  • NeenyT
    replied
    Originally posted by Diana Mayhew View Post


    Yes

    Di
    I'll get it done after work tomorrow. Thank you for all your assistance. You're all so lovely and helpful.

    Leave a comment:


  • Joanna Connolly Solicitors
    replied
    Originally posted by NeenyT View Post
    I have one remaining account with Barclaycard directly. Should I try a separate CCA for the one card I have directly with Barclaycard?

    Yes

    Di

    Leave a comment:


  • NeenyT
    replied
    Originally posted by The Tech Clerk View Post
    webmaster@all-about-debt.co.uk send as it is no x out & link to this thread
    Many Thanks Tech Clerk. I appreciate that.

    Leave a comment:


  • The Tech Clerk
    replied
    webmaster@all-about-debt.co.uk send as it is no x out & link to this thread

    Leave a comment:


  • NeenyT
    replied
    [QUOTE=NeenyT;n1526844]Debts 3, 4, 5 & 6 were because of 4 cards being sent together (only successfully applied once though).

    Debt 3 PRA33

    Type of account: Barclaycard Credit Card
    Date commenced: 27.06.2013
    Approx balance: £280
    Date last paid: Last Payment 21.06.2019
    Are you on arrangement or not paying: Was in IVA with Step Change between Aug 2016 to Oct 2018, now paying via PRA
    Status Defaulted: 18.07.2016
    Account owner: PRA
    04/07/2019 - CCA request sent via email
    09/07/2019 - CCA via recorded delivery inc £1.
    19/07/2019 - Emailed letter received includes short form cancellation, historic terms and varied terms. States my request has been fulfilled.


    I am not sure if this has been fulfilled as their letter states. The "agreement" is only words, my name/address etc appears nowhere on the actual agreement, only in the covering letter. Is there any way I can send this to someone to have a wee look at please?

    Leave a comment:


  • NeenyT
    replied
    The 4 Barclaycards I referred to are now with PRA, who have not complied with the 4 requests I sent. I have one remaining account with Barclaycard directly. Should I try a separate CCA for the one card I have directly with Barclaycard?

    Due to my debts I am currently living with parents, so all correspondence goes there.

    Leave a comment:


  • Warwick65
    replied
    Hi
    I would say it is not just advisable but essential you send S77-79 requests . If I have read it correctly you need to send 4, one for each card.

    If you have sent one do not send another but non compliance protects your legal position if they can not comply

    I am sure Di will add if I have missed anything

    By the way, are they writing to you at your address or your parents?

    Leave a comment:

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