Neenys UE Diary

[The Tech Clerk]

webmaster@all-about-debt.co.uk send as it is no x out & link to this thread

webmaster@all-about-debt.co

send copy again

[NeenyT]

Don’t seem to be getting a response. Is it the right email address? I clicked on the one provided in one of the previous posts. webmaster@all-about-debt.co.uk.

[NeenyT]

Not sure I can, since I don’t know if they are enforceable or not.

[Joanna Connolly Solicitors]

Thanks for all the updates.

You can now sit back and wait for their next move(s).

Di

[NeenyT]

Debts 3, 4, 5 & 6 were because of 4 cards being sent together (only successfully applied once though).

Debt 6 PRA31

Type of account: Barclaycard Credit Card
Date commenced: 24.06.2013
Approx balance: £1900
Date last paid: Last Payment 21.06.2019
Are you on arrangement or not paying: Was in IVA with Step Change between Aug 2016 to Oct 2018, now paying via PRA
Status Defaulted: 18.07.2016
Account owner: PRA
04/07/2019 - CCA request sent via email
05/07/2019 - Response received from PRA stating they do not keep these agreements so will go to Barclaycard to get them.
09/07/2019 - CCA via recorded delivery inc £1.
15/07/2019 - Response Received with only copy statements
04/08/2019 - Emailed to Niddy for checking, no response as yet.

Info

[NeenyT]

Debts 3, 4, 5 & 6 were because of 4 cards being sent together (only successfully applied once though).

Debt 5 PRA32

Type of account: Barclaycard Credit Card
Date commenced: 24.06.2013
Approx balance: £1730
Date last paid: Last Payment 21.06.2019
Are you on arrangement or not paying: Was in IVA with Step Change between Aug 2016 to Oct 2018, now paying via PRA
Status Defaulted: 18.07.2016
Account owner: PRA
04/07/2019 - CCA request sent via email
05/07/2019 - Response received from PRA stating they do not keep these agreements so will go to Barclaycard to get them.
09/07/2019 - CCA via recorded delivery inc £1.
15/07/2019 - Response Received with only copy statements
04/08/2019 - Emailed to Niddy for checking, no response as yet.

20/08/2019 - re-sent for checking

[NeenyT]

Debts 3, 4, 5 & 6 were because of 4 cards being sent together (only successfully applied once though).

Debt 3 PRA33

Type of account: Barclaycard Credit Card
Date commenced: 27.06.2013
Approx balance: £280
Date last paid: Last Payment 21.06.2019
Are you on arrangement or not paying: Was in IVA with Step Change between Aug 2016 to Oct 2018, now paying via PRA
Status Defaulted: 18.07.2016
Account owner: PRA
04/07/2019 - CCA request sent via email
09/07/2019 - CCA via recorded delivery inc £1.
19/07/2019 - Emailed letter received includes short form cancellation, historic terms and varied terms.
04/08/2019 - Emailed to Niddy for checking, no response as yet.

20/08/2019 - re-emailed for checking

info only

[NeenyT]

Debt 2

Type of account: Barclaycard Credit Card (via IHG chain, International Hotel Group)
Date commenced: 30.04.2012
Approx balance: £2190
Date last paid: Last Payment 21.06.2019
Are you on arrangement or not paying: Was in IVA with Step Change between Aug 2016 to Oct 2018, now paying direct
Status Defaulted: 18.07.2016
Account owner: Barclaycard
09/07/2019 - SAR request sent to Barclaycard
12/07/2019 - Letter received from Barclaycard acknowledging receipt of SAR request, stating they will provide requested information within 90 days. They may call me for verification purposes.
05.08.2019 - CCA sent to Barclaycard

[NeenyT]

Yes

Di

I'll get it done after work tomorrow. Thank you for all your assistance. You're all so lovely and helpful.

[Joanna Connolly Solicitors]

I have one remaining account with Barclaycard directly. Should I try a separate CCA for the one card I have directly with Barclaycard?

Yes

Di

[NeenyT]

webmaster@all-about-debt.co.uk send as it is no x out & link to this thread

Many Thanks Tech Clerk. I appreciate that.

[The Tech Clerk]

webmaster@all-about-debt.co.uk send as it is no x out & link to this thread

[NeenyT]

[QUOTE=NeenyT;n1526844]Debts 3, 4, 5 & 6 were because of 4 cards being sent together (only successfully applied once though).

Debt 3 PRA33

Type of account: Barclaycard Credit Card
Date commenced: 27.06.2013
Approx balance: £280
Date last paid: Last Payment 21.06.2019
Are you on arrangement or not paying: Was in IVA with Step Change between Aug 2016 to Oct 2018, now paying via PRA
Status Defaulted: 18.07.2016
Account owner: PRA
04/07/2019 - CCA request sent via email
09/07/2019 - CCA via recorded delivery inc £1.
19/07/2019 - Emailed letter received includes short form cancellation, historic terms and varied terms. States my request has been fulfilled.


I am not sure if this has been fulfilled as their letter states. The "agreement" is only words, my name/address etc appears nowhere on the actual agreement, only in the covering letter. Is there any way I can send this to someone to have a wee look at please?

[NeenyT]

The 4 Barclaycards I referred to are now with PRA, who have not complied with the 4 requests I sent. I have one remaining account with Barclaycard directly. Should I try a separate CCA for the one card I have directly with Barclaycard?

Due to my debts I am currently living with parents, so all correspondence goes there.

[Warwick65]

Hi
I would say it is not just advisable but essential you send S77-79 requests . If I have read it correctly you need to send 4, one for each card.

If you have sent one do not send another but non compliance protects your legal position if they can not comply

I am sure Di will add if I have missed anything

By the way, are they writing to you at your address or your parents?