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This is my diary to date, please forgive me there will be some gaps as I don't have all the information to hand but I will try to fill these in later.
Birmingham Midshire Home loan started 2007, to date I have paid £10,510 and I am paying this back outside of my DMP as is linked to my mortgage.
I have a CCJ issued re this on 3.3.10 and a charging order obtained.
City Financial credit card started approx 2006,
Balance at DMP start Sept 2009 £6953.72.
Passed onto to Cabot but is managed by Clarity ? approx 2010
Outstanding balance £718.40
CCA requested 10/12/17
Royal Bank of Scotland Mint Credit Card started approx 2004
Balance at DMP start Sept 2009 £3626.55
Managed by Wescot (unsure when) £416.89 outstanding.
CCA requested 10/12/17
16/2/18 Email sent to Wescot advising of change of income
Bank of Scotland Credit card started approx 1999 .
Balance at DMP start date Sept 2009 1490.99
Managed by Lloyds £869.92 outstanding.
CCA requested 10/12/17
Lloyds TSB credit card started approx 2006
Balance at DMP start date Sept 2009 £1703.27
Defaulted 29/5/2012
Managed by Wescot £235.93 outstanding
CCA requested 10/12/2017
16/2/18 Email sent to Wescot advising of change of income
20/2/18 Email received from Wescot saying they will place the account on hold until 22/3/18 to give me chance to contact Stepchange etc for debt advice.
Egg Credit Card started 25/11/2004
Balance at DMP start Sept 2009 £1485.26
Managed by Cabot £201.10 outstanding.
CCA requested 10/12/2017
Received a copy and statements 19/12/2017
19/2/18 CCA sent to Niddy for checking.
Creation Financial store card/loan started 29/08/2006
Balance at DMP start Sept 2009 £3036.86
Balance £0 5/5/2017
These were particularly evil to deal with and had to complain to FOS re interest added, complaint upheld.
Newday store cards taken out Oct 2009
Balance at DMP start Sept 2006 £180
Balance £0 15/1/2013
Lloyds Overdraft started 20/2/1996
Balance at DMP start date Sept 2009 £3052.79
Default date 06/2/2013
Balance £0 31/12/17
Lloyds and Creation have been very difficult to deal with & I am awaiting a default to drop off from Lloyds this year