Terryw journey to unenforceability

[Still Waving]

The six years to Statute Barring are all up in 2024..
The first one to capitulate is Lovell who have bought the Nat West account

Letter dated 20 March 2024 as follows

Your account is closed
We have recently reviewed your account and decided to take no further action to recover the balance
We have now closed the account

This is nice to know but I am just a bit puzzled why they have done this now when the six years are not up until MAY 2024
Possibly just an error?

According to your post #10, NatWest conceded it was UE back in 2018.

[terryw]

Yes it was considered UE but at any time during the six year period this could change of the agreement was discovered.

[Dottir]

It will be because they know it is UE and that they can not get the documents from NatWest. Something similar happened to me a few years back with NatWest and Cabot.

Incidentally the Pre Action protocols can be shortened in some circumstance such as the limitations ‘clock’ being close.
My understanding is they could go straight to a claim if necessary.