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Hello, I am starting a diary (I hope I’ve done this the right way) because I am new and trying to get out of debt. I will list my debts and who they are with below,
I owe around £14,000 and have been trying to ‘clear’ it over the last year or so but it didn’t seem to be going anywhere and I’d end up relying on credit again.
I now do not have access to any credit cards, I started my own DMP and have just gone down to token payments to all creditors. I have also sent 3 CCA requests off. I wish I had found this site two years ago, I tried to ‘consolidate’ my debt and ended up paying 1 K in interest and spent back on the credit card! But I am really well controlled with my spending now and am looking forward to getting rid of the rest of my debt.
I owe around £14,000 and have been trying to ‘clear’ it over the last year or so but it didn’t seem to be going anywhere and I’d end up relying on credit again.
I now do not have access to any credit cards, I started my own DMP and have just gone down to token payments to all creditors. I have also sent 3 CCA requests off. I wish I had found this site two years ago, I tried to ‘consolidate’ my debt and ended up paying 1 K in interest and spent back on the credit card! But I am really well controlled with my spending now and am looking forward to getting rid of the rest of my debt.