Getting Back On Track........................Saint X

[The Tech Clerk]

as you are keeping record on diary each entry then save space edit last entry and add new date and time to diary, not a new para each time then all in one place. I suggest

[Saint X]

Further call today 3rd May 2018 from PRA group

Message deleted and ignored

Further calls from PRA group on a daily basis. except Sundays, from 3rd May until 30th June 2018. I have turned off my Answerphone, and ignored all calls. Also received a call from Link Financial on 27th June, again ignored and nothing since

Saint X

[Saint X]

More phone calls with messages to my mobile from PRA group
26th April at 12.34pm
27th April at 10.45am
28th April at 9.14am
30 April at 2.00pm
1st May at 9.29am
2nd May at 3.50pm

All calls were ignored and all messages deleted
I wonder how long this will continue?
At least it is eating up time

Saint X

[Saint X]

Another day, another call from PRA to mobile at 12.59
Same message, dealt with accordingly

Saint X

[Saint X]

Another call from PRA group to my mobile. Answerphone message left
Again deleted and ignored

Saint X

[Saint X]

Another phone call today from PRA group at 11-15. Message deleted and ignored

Saint X

[Saint X]

Another phone call to mobile 21/04/2018 at 1.29pm answerphone message left.
Again ignored and deleted

Saint X

[Saint X]

LLOYDS TSB BANK PLC DEBT NO3

Creditor PRA

Current Debt £5635, 82

Last Payment Monday 11th September 2017

CCA request sent July 24th 2017

A couple of replies deeming the debt unenforceable, but no sign of any agreement


Letter received. Dated 26/07/2017 acknowledging CCA request, and placing account on hold

Letter received. Dated 16/08/2017 with documents, Deemed UE

Letter received. Dated 20/09/2017 with re-constituted agreement. Sent to Niddy, who deems it enforceable

Letter received, Dated 06/10/2017 with a reduced offer for full and final payment

Letter received from PRA group dated 13/04/2018
Derisory offer to settle for £5066,35
Option available until 11/05/2018
Offer declined and filed

[Saint X]

LLOYDS TSB BANK PLC DEBT NO 2

Creditor PRA

Current debt £6957,05

Last payment Monday 11th September to DMP

CCA request sent July 24th 2017.

A couple of replies deeming the debt unenforceable, but thus far, no sign of any agreement!

Almost certain Post 2007

Letter received. Dated 26/07/2017 stating receipt of CCA request, and placing account on hold.

Letter received. Dated 16/08/2017 with enclosed documents, not enforceable.

Letter received 20/09/2017 with re-constituted agreement. Sent to Niddy who deems enforceable.

Letter received. Dated 06/10/2017 with a reduced offer for full and final payment

Letter from PRA dated 13 April 2018
Derisory offer to settle at £6235,54
Option available until 11/05/2018
Declined and filed

[Saint X]

Two more answer phone messages, one to my home phone Wednesday 18th April 2018 at 5,29pm, and one to my mobile on Thursday 19th April at 335pm.

Two letters received from PRA dated 13th April with offers to settle.
Filed and ignored

Saint X

[Saint X]

I have received two more calls from PRA group. First on 16/04/2018 at 3.50pm. Second today 17/04/2018 at 3.37 pm. Both with answer phone message. Both ignored

Saint X

[Saint X]

Well it eats their time up! You also have the record of dates and time.

Thanks Roger,
That's why I am not too concerned at present

[Roger]

Another call today from PRA, with no message left. Again ignored
Saint X

Well it eats their time up! You also have the record of dates and time.

[Saint X]

Another call today from PRA, with no message left. Again ignored

Saint X

[Saint X]

did you send the letter in writing only

I have not sent a letter yet Tech Clerk
Should that be my next move?
I am not particularly distressed by the calls, as they are going straight to answerphone, but happy to send the harassment letter if you feel that is best

Saint X