GDPR Cookie Consent by SimpleServe Privacy Script The SaltnVinegar UE Diary - AAD Consumer Forum

Announcement

Collapse
No announcement yet.

The SaltnVinegar UE Diary

Collapse
X
Collapse
 
  • Page of 46
  • Filter
  • Time
  • Show
Clear All
new posts
Previous 1 36 37 38 39 40 41 42 43 44 45 46 template Next
  • #676
    Re: The SaltnVinegar UE Diary

    I agree with marypoppins. The last few weeks before SB can be more stressful than the start of the journey as you don't want it all taken from you when you're so close to the finishing line. Just hang on in there SnV and keep them chasing their tails.
    Let your smile change the world but don't let the world change your smile

    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

    Comment

    • #677
      Re: The SaltnVinegar UE Diary

      Good luck - BTW i have sent you a PM the other day Saltnvinegar.

      Comment

      • #678
        Re: The SaltnVinegar UE Diary

        Well this is an interesting development. After hearing nothing for over 4 years all of a sudden I get a NoA from Payday UK that the account has been sold to PRAC Financial.

        In the same envelope is a letter of introduction from PRAC Financial, and then a NoA that they have appointed BW Legal Services as their representatives.

        In the same envelope is a further letter from BW Legal Services that they are representing PRAC Financial and all communication should be to them.

        They've offered a 10% discount, and given me 28 days to pay the balance. Thats nice of them.

        I've not come across PRAC Financial before, but BW Legal I have, and I know that they are very trigger happy in issuing bulk court claims. This is a very interesting and concerning development in the payday loan world as it looks like a company known for its aggressive tactics have been bulk buying from the Payday Loan market.

        Well I'll be starting this one off by disputing the debt, and see what they send back.

        Originally posted by SaltnVinegar View Post
        Payday UK:
        • Type of account - Payday Loan

        • Date commenced - Late 2009/Early 2010 (not sure exactly)

        • Approx balance - Approx £450

        • Date last full payment - Unknown

        • Are you on arrangement or not paying - Arrangement (stopped DMP payments July 2012)

        • Status - Defaulted but no DN received. CRA records show 6 months late payment markers.

        • Account owner - Payday UK



        18/12/2014 - CRA (Noddle) - Payday UK have removed the credit entry on my credit file
        23/1/2017 - NoA from PDUK to PRAC Financial/BW Legal

        "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

        The consumer is that sleeping giant.!!


        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

        Comment

        • #679
          Re: The SaltnVinegar UE Diary

          Good luck SnV.
          Let your smile change the world but don't let the world change your smile

          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

          Comment

          • #680
            Re: The SaltnVinegar UE Diary

            Originally posted by Pixie View Post
            Good luck SnV.
            Thanks Pixie

            Its going to be interesting to see how this one plays out knowing BW Legal and how they operate.
            "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

            The consumer is that sleeping giant.!!


            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

            Comment

            • #681
              Re: The SaltnVinegar UE Diary

              Originally posted by SaltnVinegar View Post
              Thanks Pixie

              Its going to be interesting to see how this one plays out knowing BW Legal and how they operate.
              Yes, I agree SnV.
              Let your smile change the world but don't let the world change your smile

              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

              Comment

              Previous 1 36 37 38 39 40 41 42 43 44 45 46 template Next
              Working...
              X