Lloyds Loan - 20k - Taken July 2005
Enforceable CCA - Niddy checked
Outstanding balance - 7500
Last full payment made - June 2009
Token 1 pound payments made to relevant DCA's Oct 09-Present
Default - Nov 2009
Have not made any token £1 payments since Sept 2010.
DCA - The latest DCA was IQOR Recovery Services Ltd (letter received to old address threatening we MAY commence legal action)
Current Status - Last letter they received from me > Final Response - Unenforceability (CCA Received)
Enforceable CCA - Niddy checked
Outstanding balance - 7500
Last full payment made - June 2009
Token 1 pound payments made to relevant DCA's Oct 09-Present
Default - Nov 2009
Have not made any token £1 payments since Sept 2010.
DCA - The latest DCA was IQOR Recovery Services Ltd (letter received to old address threatening we MAY commence legal action)
Current Status - Last letter they received from me > Final Response - Unenforceability (CCA Received)
The sole letter i have received from IQOR was in May '12
The reason i'm keen on updating contact details is the old address is my mums... She wasn't impressed when the council tax baliffs turned up once over!

Thanks in advance,
onesteptoofar
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