Heyv guys, long time no speak I know!
Hope everyone is well.
I today received a letter from RW stating Hoist have instructed them to collect the balance of an old Barclaycard I had years ago, £1100ish balance, defaulted years ago and certainly more than 6 as now not on me CR nor have I acknowledged the debt/made a payment.
I'm aware RW are unscrupulous in their tactics and need guidance on if ~I should send a SB letter to them or not?
Much love as always,
TM
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