Cabot referral to solicitor in 1m

[Still Waving]

Another wee question as a thought. IF I do end up at court, and I know I am a long way from there, would Joanne connelly be able to represent me in Scotland? I would feel so much better knowing I had her experience without trying to find someone here?

Have you had any contact yet from anyone at JCS? I know that a link has been sent to one of the people there, but he may be on holiday, as there is normally a fairly quick response.

EDIT: It would be worthwhile to have a free consultaion about your current position, as they could clarify how you currently stand.

[Yellow33]

Another wee question as a thought. IF I do end up at court, and I know I am a long way from there, would Joanne connelly be able to represent me in Scotland? I would feel so much better knowing I had her experience without trying to find someone here?

[Yellow33]

Thank you, I will send later this week.

[The Tech Clerk]

Use AAD S.78 template send to Cabot plus £1.00 and copy of this to equivo . I always used Post Orders (personally) and ask Post Office for receipt and Proof of Postage.

» CCA Request

[Roger]

If I do a CCA request this week would it go to cabot or equivo?

Use AAD S.78 template send to Cabot plus £1.00 and copy of this to equivo . I always used Post Orders (personally) and ask Post Office for receipt and Proof of Postage.

[Yellow33]

If I do a CCA request this week would it go to cabot or equivo?

[Yellow33]

100% cabot financial UK Ltd. I have sent docs via email thanks to the tech Clark who has passed onto Jo for comment.

I cant thank-you all so much for you advice today was a low day!

[Roger]

It's cabot financial UK.... says so on the equivo correspondence!!!!

This is an Entry from
Still Waving

26 August 2021, 16:34
Who is now the actual owner of this debt?
Which part of Cabot is threatening you? The letter heading is - Cabot (something, something, something). ? What ?

If it's Cabot Financial (UK) Ltd, as I understand it, they are not FCA authorised and so cannot lawfully issue legal proceedings.

Might now be a good time to have a word with the initial interview is free refer back to your diary!
You are a long way from a CCJ!
Colin G Quinn

[Yellow33]

You quote from the DSAR

There was no credit agreement, even with an x, which came with my DSAR.

What was the Date of the default Notice entry in the DSAR?


" .. I have looked at the documentation and on the list of recorded customer coments and activities it states on 06/08/18 cabot credit management. Then 07/08/18 closed status, sold to member. .."

Your Diary shows ".. cabot financial europe .." who I presume have been writing to you!

The DSAR ".. cabot credit managment.."

But sold to member !!!!
NOW this is really important WHICH CABOT MEMBER COMPANY WAS ASSIGNED THIS DEBT!
Cabot normally show the Assigned MEMBER on their correspondence!!

As for CABOT See here https://all-about-debt.co.uk/forum/f...abot#post33536
The latest entries in this Blog are Dec 2021 https://all-about-debt.co.uk/forum/f...97#post1543297

It's cabot financial UK.... says so on the equivo correspondence!!!!

[Yellow33]

£10000:is the threshold small claims limit

In Scotland? 14k, big boy court???

[The Tech Clerk]

£10000:is the threshold small claims limit eng/wales

[The Tech Clerk]

Only CCA

To niddy

[The Tech Clerk]

Only CCA

[Still Waving]

I strongly suggest you get some (free) initial advice from Colin G Quinn. First, as Roger said, look at the correspondence to establish exactly which Cabot company is shown as owning the debt.

[Yellow33]

Hi, won't be the simple procedure as the debt is more than 5000. I also think there msy be a valid credit agreement on file. I am just about to rail my docs to the email address advised by the tech clerk.

I am thinking I need to pay. I dong think I have a case!