CABOT

[ohitsonlyme]

Is this the CCJ which was obtained by Blackhorse in 2010 and only assigned to Cabot at the start of this year?

Has there been any attempt to enforce the CCJ in those ten years such as bailiffs or a Charging Order (if you own a property)?

From memory you said on another thread that none of the correspondence you’ve received from Cabot so far has mentioned a CCJ so they may not realise it exists.

Is it Cabot Financial (UK) Ltd which owns the debt?

Di

Hi Di
Yes it is the blackhorse ccj
They are aware it is a ccj

I sent them a statute barred letter when they initially raised the issue and they came back with CCJ but no real threats or worry for me
I dont know who owns the debt but the chase letters come from Cabot Financial

I am of the mind to allow them to turn up and to basically ignore them and give them no acknowlegment or further information
There has been no enforcement action at all in the last now 11 years
Only me again

[Joanna Connolly Solicitors]

I too have recieved a letter from cabot threatening a home visit by resolve call for an over 10 year old ccj owned by cabot

Is this the CCJ which was obtained by Blackhorse in 2010 and only assigned to Cabot at the start of this year?

Has there been any attempt to enforce the CCJ in those ten years such as bailiffs or a Charging Order (if you own a property)?

From memory you said on another thread that none of the correspondence you’ve received from Cabot so far has mentioned a CCJ so they may not realise it exists.

Is it Cabot Financial (UK) Ltd which owns the debt?

Di

[ohitsonlyme]

I too have recieved a letter from cabot threatening a home visit by resolve call for an over 10 year old ccj owned by cabot that until now I have been ignoring cabot chase letters
How do I reply or do I continue to ignore

[julian]

Not received a claim, but a letter informing me that Cabot Financial UK has bought an extremely old debt well over 10 years since any communication. So still buying.

They have notified me in the Assignment Letter that they have passed it to a debt collector (one not known to be part of their group) who will be in contact with me, unless I contact them first. Not the normal transfer to Mortimer Clarke - are they all furloughed?

I expect the bulk buy has not been fully vetted, judging by the time, lack of CCA, recruited at a fair in exchange for a "free gift" of my engagement, but may be threatening to others.

A pig in a poke?

[Joanna Connolly Solicitors]

I'm aware that Cabot Financial (UK) Ltd have issued legal proceedings in the county court over the Christmas/New Year holiday notwithstanding the fact that they are not FCA authorised.

So if anyone has received a claim from Cabot Financial (UK) Ltd please post on this thread or email me direct if you prefer di@joannaconnollysolicitors.co.uk

Also if anyone has been given a Default Judgment for failing to respond in time to a claim which they received (or perhaps because it went to an incorrect address so they didn't receive it but became aware of a CCJ later on a CRA file) then post on here too. These Default Judgments don't need to have been recent since the lack of FCA authorisation is not a new issue.

While this forum has been offline for maintenance Cabot Financial (UK) Ltd has been issuing legal proceedings, so if you've received a claim or a Letter of Claim please post on this thread or email me direct if you need help using di@joannaconnollysolicitors.co.uk

If you've received a Default Judgment then post on here too.

Di

[Roger]

Hi, just wondering how you got on with this one with Cabot? How did it end..?

That's a curious question Markus98765 with AAD the End is Debtor in control of their Life and not a speculative chancer buying stale Debts for pennies and plaguing the lives of those sick with worry and whose Credit is in tatters often through no fault of their own!
The End? does this justify the DCA's means?

[Markus98765]

Hi, just wondering how you got on with this one with Cabot? How did it end..?

[DoingMyBest]

Hi all,

Nolans just sent a letter saying they "require settlement in full, or acceptable instalment proposals, within fourteen days... In the event that you fail to respond, then court proceedings may be raised against you." Hopefully the key word is "may". Importantly, they name their clients as Cabot Financial UK Limited, who, this thread explains, are unauthorised by the FCA. As I live in Scotland, I may need to fight the case to establish the precedent here, which Diana established in England and Wales.

DMB

[Joanna Connolly Solicitors]

Hi Di
sent thank-you

I've got that and replied.

Did you also send a Subject Access Request to BOS?

Di

[Cord]

Hi Di
sent thank-you

[Joanna Connolly Solicitors]

The original was intelligent finance in 2002 but it states bank of Scotland on claim form. How do I send it?

You can take a photo of the front page and email it to me di@joannaconnollysolicitors.co.uk

No need to blank anything out.

If the Particulars of Claim state the incorrect original lender then they may have a problem


Di

[Cord]

How do I send it?

[Joanna Connolly Solicitors]

Hi Di
Hi. I received a pre court claim form and I sent a CCA request to Mortimer Clark solacers (acting inspiring behalf of Cabot financial) 6 weeks ago and received a reply to say the account was on hold and could not locate the credit agreement etc . Today I have received a county court claim. How do I apply to get a stay of proceedings please?

No surprises there.

Email me a copy of the first page of your claim form, but don't do anything yet - use di@joannaconnollysolicitors.co.uk.

A stay on these legal proceedings is not an option, but winning the case may well be

I'll take a look back at your posts on this thread, but can you just quickly remind me who was the original creditor?

Di

[The Tech Clerk]

time to talk to Diana Mayhew they do this hoping you give in

[Cord]

Hi Di
Hi. I received a pre court claim form and I sent a CCA request to Mortimer Clark solacers (acting inspiring behalf of Cabot financial) 6 weeks ago and received a reply to say the account was on hold and could not locate the credit agreement etc . Today I have received a county court claim. How do I apply to get a stay of proceedings please?