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  • #31
    Re: HSBC right to set off

    Originally posted by Never-In-Doubt View Post
    Didn't think you were so naive mate.

    Prove it.
    Nor I of you.

    Prove they are not.
    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

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    • #32
      Re: HSBC right to set off

      Comment

      • #33
        Re: HSBC right to set off

        Well, the are based on real cases if that is what you mean?
        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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        • #34
          Re: HSBC right to set off

          Originally posted by rizzle View Post
          Nor I of you.

          Prove they are not.

          Check Mate

          Last edited by pompeyfaith; 16 January 2012, 13:41.

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          • #35
            Re: HSBC right to set off

            ombudsman news gives general information on the position at the date of publication. It is not a definitive statement of the law, our approach or our procedure.

            The illustrative case studies are based broadly on real-life cases, but are not precedents. Individual cases are decided on their own facts.
            Nothing real about them?

            You would expect them to change them a bit for privacy reasons, but they are not "mock ups" without "anything real" about them.
            Last edited by Riz; 16 January 2012, 13:42.
            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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            • #36
              Re: HSBC right to set off

              Originally posted by Shepherdess View Post


              Niffy and I usually agree to disagree after 3 or 4 pages.
              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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              • #37
                Re: HSBC right to set off

                Originally posted by rizzle View Post
                Well, the are based on real cases if that is what you mean?
                Ahhh - based on.

                Ever watch the Krays, Escape from Alcatraz, Pappilon?

                All were "based on true events" but were nothing like the real events. They were edited for the public as are the FOS cases.

                I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

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                • #38
                  Re: HSBC right to set off

                  Originally posted by rizzle View Post


                  Niffy and I usually agree to disagree after 3 or 4 pages.
                  I'll bloody niffy you, razzle
                  I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

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                  • #39
                    Re: HSBC right to set off

                    Originally posted by Never-In-Doubt View Post
                    Ahhh - based on.

                    Ever watch the Krays, Escape from Alcatraz, Pappilon?

                    All were "based on true events" but were nothing like the real events. They were edited for the public as are the FOS cases.

                    Not a very good comparison.

                    Those would have been radically changed purely for entertainment.

                    These will have retained the essential elements and principles required to render an example meaningful.

                    Say what you like, they haven't just "made them up" as you claim.
                    Last edited by Riz; 16 January 2012, 13:56.
                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                    • #40
                      Re: HSBC right to set off

                      Originally posted by Never-In-Doubt View Post
                      I'll bloody niffy you, razzle
                      Honest mistype.
                      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                      • #41
                        Re: HSBC right to set off

                        You gotta admit. Those were three bloody good films though
                        I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

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                        • #42
                          Re: HSBC right to set off

                          Slightly of topic , but I was wondering if anybody had actually been invited down to FOS hq to explain their compliant????

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                          • #43
                            Re: HSBC right to set off

                            Originally posted by mgfboy View Post
                            Slightly of topic , but I was wondering if anybody had actually been invited down to FOS hq to explain their compliant????
                            Can this be done?
                            I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                            If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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                            • #44
                              Re: HSBC right to set off

                              Originally posted by Never-In-Doubt View Post
                              You gotta admit. Those were three bloody good films though
                              I think I've seen the Alcatraz one?

                              Not the other 2.

                              I really should have done.
                              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                              • #45
                                Re: HSBC right to set off

                                Steve McQueen and Dustin Hoffman was papillon and clinty was in escape from alcatraz.

                                Both awesome films

                                Although for true life events, Billy's case in Midnight Express was best. Another awesome film/story.
                                I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                                If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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