kays / very - ndr debt CRA

[garlok]

Re: kays / very - ndr debt CRA

Hi haylee,

I2D is right. As a matter of principle never take the fight to them. Whilst they are calm and docile and leaving you alone, in these circumstances don't pay them and let matters rest.

I have a known hard nosed approach to all of them because I have been through the whole thing with solicitors doing the investigating, checking etc before my days with AAD, hence I know the situation whatever and can play silly games with them if they annoy me enough which has been regular in the past as I am pretty sure of our ground. However one dose of AAD's letters and procedures caused a pretty awful debt purchaser to back down on two accounts very recently, closing both files, one was our biggest and the other was a couple of thousand or so.

So the methods here really do work and if you are unsure of anything please come back and ask before acting. Most of the time you can ignore the drivel they send and it is wise counsel to take on board the standard litigation advice in all of these matters which is "make the buggers come to you".

regards
Garlok .

[Never-In-Doubt]

Re: kays / very - ndr debt CRA

quick update, not heard anything from them apart from monthly statement so yesterday i have sent the 'nudge' letter(CCA Query - Creditor Refusal to Accept UE Status)

ooopsie...... lesson learned.

[hayleebec]

Re: kays / very - ndr debt CRA

According to the diary, it was this.



So you could send that, or just ignore. Your call.

oh well too late now, was reading other post and thought best thing to do!
will have to wait and see.

[hayleebec]

Re: kays / very - ndr debt CRA

Today is the first time i have heard anything from S/D since i sent the above, they have apparently passed me onto lowells for one of the accounts, suppose other account will follow? What if anything do i do now???

[Deepie]

Re: kays / very - ndr debt CRA

just ignore for now............

[hayleebec]

Re: kays / very - ndr debt CRA

As expected have recieved letter today from S/D saying the other account has been passed to Capquest. I will upload letters when i have a min.

What now??

[Deepie]

Re: kays / very - ndr debt CRA

As expected have recieved letter today from S/D saying the other account has been passed to Capquest. I will upload letters when i have a min.

What now??

Wait until you here from Capquest......

[Never-In-Doubt]

Re: kays / very - ndr debt CRA

As expected have recieved letter today from S/D saying the other account has been passed to Capquest. I will upload letters when i have a min.

What now??

Just wait and see what they send next, no need to upload these letters for us, they will be typical nonsense stuff that need no response

[hayleebec]

Re: kays / very - ndr debt CRA

I have recieved this via email this morning???

Lowell Reference Number: 1.........
Original Account Number: .........
Original Company: Very
Account Balance: £........
Dear Mrs ...........,
We wrote to you recently regarding your debt that has been sold to Lowell Portfolio I Ltd by Very.
Please call 0113 308 6085 today regarding the outstanding debt due to our above client.
We are not aware of any reason why your debt should remain unpaid. It is therefore very important that you contact us as soon as possible so that we can agree repayment. If you cannot afford to pay back the money in one go we are willing to let you pay this monthly by direct debit. You could be entitled to re-pay as little as £1 per day should your circumstances warrant it. If you cannot afford £1 per day then please let us know what you can afford. Please call an account manager today so that we can bring this matter to a close or follow this link and securely set up a direct debit.
Please visit our website www.lowell.co.uk for details about how you can pay, find out information about who we are and how we can help you and you can find answers to some of the common questions we are asked.
Yours sincerely,
Robert Taylor
Collections Manager
Lowell Financial Ltd

[Never-In-Doubt]

Re: kays / very - ndr debt CRA

Delete the email and ignore them - they cannot email you as part of their DCA processes - muppets

[darren_belfast]

Re: kays / very - ndr debt CRA

Bit of encouragement... Just used the templates above right from request, to not valid CCA provided templates...

Got a letter back to say that they wouldn't be pursuing the debt... Thanks AAD!!!!!!

They don't seem to have a leg to satnd on this lot, and neither do they have a bloody clue in my humble opinion!

[darren_belfast]

Re: kays / very - ndr debt CRA

Bit of encouragement... Just used the templates above right from request, to not valid CCA provided templates...

Got a letter back to say that they wouldn't be pursuing the debt... Thanks AAD!!!!!!

They don't seem to have a leg to satnd on this lot, and neither do they have a bloody clue in my humble opinion!

PS That was with the same company as you - ShopDirect and NDR

[Never-In-Doubt]

Re: kays / very - ndr debt CRA

Got a letter back to say that they wouldn't be pursuing the debt... Thanks AAD!!!!!!

Linky to thread here: ---> Huge Thanks - CCA Dispute with catalogue - allaboutFORUMS

Well done

[hayleebec]

Re: kays / very - ndr debt CRA

thanks for all your replies, should i be doing/sending anything else at the moment or just wait???

[Never-In-Doubt]

Re: kays / very - ndr debt CRA

its finished, what is there to do? They say they won't pursue - so they won't pursue...

Forget it, enjoy your life - ignore them