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  • #46
    Re: kays / very - ndr debt CRA

    still awaiting a repy to letter sent, how long should i wait, tracking saying deliverd 15/11 and what do i do next ?? have still received monthly statements from ndr.

    Comment

    • #47
      Re: kays / very - ndr debt CRA

      Just keep waiting as long as it takes. There really is no rush.

      Until they respond with an enforceable credit agreement they can't take things further. If they try, just let us know and we will help you.
      Let your smile change the world but don't let the world change your smile

      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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      • #48
        Re: kays / very - ndr debt CRA

        Ok, so yesterday i recieved this, one for very one for kays?????
        Attached Files

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        • #49
          Re: kays / very - ndr debt CRA

          If you read between the lines, that is basically saying that they know it's unenforceable.

          But will continue to report the default and ask for payment, which is fair enough as that is all they can do.
          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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          • #50
            Re: kays / very - ndr debt CRA

            Hi Haylee. I received the exact same letter in November but yesterday I received another letter saying they will no longer be pursuing the outstanding balance! Fingers crossed for you.

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            • #51
              Re: kays / very - ndr debt CRA

              Thanks for your reply, had you stopped paying them?

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              • #52
                Re: kays / very - ndr debt CRA

                Originally posted by hayleebec View Post
                Thanks for your reply, had you stopped paying them?
                Yes I had to. The agreement you received sounds similar to mine and Niddy deemed it unenforceable. Then I received the exact same letter as yours above. I understand every case is specific to the debtor, which is why I said fingers crossed for you.

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                • #53
                  Re: kays / very - ndr debt CRA

                  Originally posted by Henryhatter View Post
                  Hi Haylee. I received the exact same letter in November but yesterday I received another letter saying they will no longer be pursuing the outstanding balance! Fingers crossed for you.
                  Out of interest, did you reply to the first one?

                  Or was the latest one just sent spontaneously a while later?
                  I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                  If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                  • #54
                    Re: kays / very - ndr debt CRA

                    Originally posted by rizzle View Post
                    Out of interest, did you reply to the first one?

                    Or was the latest one just sent spontaneously a while later?
                    They wrote saying its not acceptable, she wrote back, they then wrote back dropping it.

                    Quite easy to beat away SDG - as they know half their punters never signed owt
                    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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                    • #55
                      Re: kays / very - ndr debt CRA

                      Thanks. Was just curious if they needed an extra "kick" to make the "we are dropping it" letter forthcoming.

                      Not that it really matters, as SD know they are screwed with or without.
                      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                      • #56
                        Re: kays / very - ndr debt CRA

                        Originally posted by Never-In-Doubt View Post
                        They wrote saying its not acceptable, she wrote back, they then wrote back dropping it.

                        Quite easy to beat away SDG - as they know half their punters never signed owt
                        what did you write back to them in reply to the above letter like i received, should i reply to it??

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                        • #57
                          Re: kays / very - ndr debt CRA

                          Read henryhatters diary it's on last couple of pages.

                          No need to reply. Just leave it for now.
                          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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                          • #58
                            Re: kays / very - ndr debt CRA

                            Originally posted by hayleebec View Post
                            what did you write back to them in reply to the above letter like i received, should i reply to it??
                            According to the diary, it was this.

                            Originally posted by Never-In-Doubt
                            send this back: ---> CCA Query - Creditor Refusal to Accept UE Status
                            So you could send that, or just ignore. Your call.
                            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                            • #59
                              Re: kays / very - ndr debt CRA

                              quick update, not heard anything from them apart from monthly statement so yesterday i have sent the 'nudge' letter(CCA Query - Creditor Refusal to Accept UE Status)

                              Comment

                              • #60
                                Re: kays / very - ndr debt CRA

                                Originally posted by hayleebec View Post
                                quick update, not heard anything from them apart from monthly statement so yesterday i have sent the 'nudge' letter(CCA Query - Creditor Refusal to Accept UE Status)
                                NO......you should have just left it.....
                                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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