Credit Card application over phone enforceable?

[PlanB]

Re: Credit Card application over phone enforceable?

Nah just leave this thread here - it answers a query I guess

Good because I want everyone with an MBNA credit agreement to know it might not be the real deal. No wonder it took them months to produce it. The first letter said "sorry can't find it so we accept it's unenforceable until we can". Then the bastards (is that libellous even if it's accurate?) hatched a plan to try to con me. To be fair to MBNA it was the Irish company which bought it off them who produced the recon. A year earlier MBNA had said they hadn't got anything and then sold me to the Irish folk within minutes of the realization - they weren't daft. No wonder MBNA are running for the hills. They must have got a load of junk on their books