Originally posted by alland
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Well here I am 11th May 2015 another year of my UE Journey completed, 5 years down 1 year to go before my debts are SB.
When I started this journey I was in a total sense of despair, a fear of what the future would hold, embarrassment, failure, disappointment and so much more, I thought I was alone but I was mistaken because I was here on AAD among people who knew exactly how I was feeling because they had been travelling the same path, many of those people are still here on AAD and even though most of us will only ever be online friends it’s been a friendship that has been instrumental in seeing light at the end of a long dark tunnel, Thank you guys.
As for the journey itself, well in the early days/years I was being bombarded with demands and threats of court action, as time as gone on the letters have become less and less, but I’m under no illusions as the time draws near to the debts becoming SB I do expect an aggressive last ditch attack from my creditors or the DCA’s who have bought the debts, but I will cross that bridge and deal with it if or when I need to.
To new members I will say this, why you have found yourself in debt is irrelevant, no one will judge you here, embrace the support you will receive and begin to take control of your life again.
I will add, besides the support on how best you should respond to creditor demands we have many other thread topics covering everything from consumer advice, holiday advice (yes shock horror, even people with debts are allowed to take a holiday) If you like photography yes we have a thread for that to, post you photos there, we like to see them, we have a bar, albeit only virtual drinks, but the banter is good so come on in and join the fun, remember there is absolutely no pressure but from personal experience I can say being involved in the chat threads can be a good tonic and be as much help as the mechanical side of dealing with your debts, and the plus side is you will also make some great new friends.
I look forward to writing my final instalment of my UE journey here on the 11 May 2016 !
Stay happy and good luck on your journey my AAD friends
When I started this journey I was in a total sense of despair, a fear of what the future would hold, embarrassment, failure, disappointment and so much more, I thought I was alone but I was mistaken because I was here on AAD among people who knew exactly how I was feeling because they had been travelling the same path, many of those people are still here on AAD and even though most of us will only ever be online friends it’s been a friendship that has been instrumental in seeing light at the end of a long dark tunnel, Thank you guys.
As for the journey itself, well in the early days/years I was being bombarded with demands and threats of court action, as time as gone on the letters have become less and less, but I’m under no illusions as the time draws near to the debts becoming SB I do expect an aggressive last ditch attack from my creditors or the DCA’s who have bought the debts, but I will cross that bridge and deal with it if or when I need to.
To new members I will say this, why you have found yourself in debt is irrelevant, no one will judge you here, embrace the support you will receive and begin to take control of your life again.
I will add, besides the support on how best you should respond to creditor demands we have many other thread topics covering everything from consumer advice, holiday advice (yes shock horror, even people with debts are allowed to take a holiday) If you like photography yes we have a thread for that to, post you photos there, we like to see them, we have a bar, albeit only virtual drinks, but the banter is good so come on in and join the fun, remember there is absolutely no pressure but from personal experience I can say being involved in the chat threads can be a good tonic and be as much help as the mechanical side of dealing with your debts, and the plus side is you will also make some great new friends.
I look forward to writing my final instalment of my UE journey here on the 11 May 2016 !
Stay happy and good luck on your journey my AAD friends
just make sure you taxi carefully to the gate and you'll be home free
here 's to next May 11th
xxx
I know exactly what you mean about learning to budget and save for things, that's been the steepest learning curve of all for me having lived my entire adult life on credit. But now, I actually enjoy saving for things and being patient by not having everything *now*. I've still got a very long way to go, but it certainly gets easier as you go along.
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