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  • thechippy
    replied
    Re: Citicard / Opus / Cabot Vs The Chippy

    ............but nothing yet, still can't access.

    Am I being impatient?...................

    Leave a comment:


  • thechippy
    replied
    Re: Citicard / Opus / Cabot Vs The Chippy

    Ok,

    Went through the procedure, just waiting admin approval..

    Leave a comment:


  • PlanB
    replied
    Re: Citicard / Opus / Cabot Vs The Chippy

    Originally posted by thechippy View Post
    Just a quickie, can't access the templates? Fairly sure I donated / subscribed for them a while back?
    The Templates were recently updated to reflect new case law and the arrival of the Financial Conduct Authority on the scene (formerly the FSA) who have taken over regulation of DCAs and lenders/creditors etc from the OFT.

    See this thread and/or PM any of Site Team if you have a problem registering

    http://forums.all-about-debt.co.uk/s...l=1#post389442

    Leave a comment:


  • thechippy
    replied
    Re: Citicard / Opus / Cabot Vs The Chippy

    Thanks all,

    Just a quickie, can't access the templates?
    Fairly sure I donated / subscribed for them a while back?

    Leave a comment:


  • PlanB
    replied
    Re: Citicard / Opus / Cabot Vs The Chippy

    Originally posted by MrsD View Post
    And maybe attach a copy of your letter from Citi confirming no CCA just to ram home the point

    Leave a comment:


  • PlanB
    replied
    Re: Citicard / Opus / Cabot Vs The Chippy

    Originally posted by thechippy View Post
    got a letter from Marlin saying they are about to advise their client to litigate . . . .

    . . . Cabot have had the CPUTR letter and ignored it

    Is it worth sending the CPUTR again?

    Cabot are perfectly entitled to ignore your CPUTR letter so I don't see any point in sending it again to them or Marlin.

    Have you ever sent Citi, Opus, Cabot or Marlin a s.78 CCA request? I can't see that you have from reading this thread *


    Originally posted by thechippy View Post
    got a letter from Marlin saying they are about to advise their client to litigate
    Is this the first letter you've received from Marlin? Are Marlin acting as a DCA for Cabot or have they purchased this debt. Have you received a Notice of Assignment from anyone?

    If Marlin are hinting at litigation you need to keep your eye on the ball since they mostly use Restons solicitors who go for it.

    * Edit: I see you sent a CCA request to Citi in 2010.
    Last edited by PlanB; 19 June 2014, 18:21.

    Leave a comment:


  • MrsD
    replied
    Re: Citicard / Opus / Cabot Vs The Chippy

    why don't you just send this

    http://www.all-about-debt.co.uk/inde...firming-no-cca

    might as well get rid

    Leave a comment:


  • thechippy
    replied
    Re: Citicard / Opus / Cabot Vs The Chippy

    Hi all,

    Update.
    Nothing serious for months other than the odd statement and I still owe them etc. All duly ignored.

    However, just got a letter from Marlin saying they are about to advise their client to litigate etc, along with the usual ccj stuff and how it will effect me etc.
    As before, Cabot have had the CPUTR letter and ignored it, although it did make them very quiet for a few months.
    I still have the letter from Citi stating no cca, but Cabot do not know this yet.

    Is it worth sending the CPUTR again?

    Any idea how I play this one now?

    Thanks as usual....

    Leave a comment:


  • ATW
    replied
    Re: Citicard / Opus / Cabot Vs The Chippy

    It's up to them to prove they can enforce the debt. Unless they produce something new I wouldn't take any notice of them.

    Leave a comment:


  • Deepie
    replied
    Re: Citicard / Opus / Cabot Vs The Chippy

    Originally posted by thechippy View Post
    Many thanks all.
    I'll persist with asking to see the agreement again. I don't think they can actually remember what's going on.
    Is it worth sending the cputr 2008 letter again, or just remind them that they have as yet not supplied me with a copy of the agreement?
    Originally posted by MrsD View Post
    if you haven't had anything else, just hang fire and see what they do.
    I agree with MrsD here.....

    Leave a comment:


  • MrsD
    replied
    Re: Citicard / Opus / Cabot Vs The Chippy

    if you haven't had anything else, just hang fire and see what they do.

    Leave a comment:


  • thechippy
    replied
    Re: Citicard / Opus / Cabot Vs The Chippy

    Many thanks all.
    I'll persist with asking to see the agreement again. I don't think they can actually remember what's going on.
    Is it worth sending the cputr 2008 letter again, or just remind them that they have as yet not supplied me with a copy of the agreement?

    Leave a comment:


  • daisy
    replied
    Re: Citicard / Opus / Cabot Vs The Chippy

    Couldn't agree more, don't do anything. I've played this game with them over an old Citi card for just short of six years, actually eight days to go and have received a letter this morning from fire! They gave up easily on another old one, but refuse to let this go, they are unpredictable, but unless they threaten court action, just keep asking to see the agreement and don't give them anything :-)

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Citicard / Opus / Cabot Vs The Chippy

    I'd wait and see how heavy they actually get. Don't do anything just yet....

    Leave a comment:


  • happy_bunny
    replied
    Re: Citicard / Opus / Cabot Vs The Chippy

    Maybe wait until they get a bit more heavy handed with their threats before playing the trump card.

    Leave a comment:

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