marlin /barclaycard letter

[Never-In-Doubt]

Re: marlin /barclaycard letter

You could all send a contact in writing template with a part advising your new number as this --> Free Number to Issue Creditors - allaboutFORUMS

See how long before they realise several people have the same number

[mgfboy]

Re: marlin /barclaycard letter

You could all send a contact in writing template with a part advising your new number as this --> Free Number to Issue Creditors - allaboutFORUMS

See how long before they realise several people have the same number

I'll do that if they ignore my request not to call

[oldyboy]

Re: marlin /barclaycard letter

As I said in the other thread, I had a letter from both of them so I think I should respond.

In my experiance when you have a new DCA starting on a case best to shut them down at once.

Thoght I would send them this , didn't think it was worth sticking the boot in stright away.

Also what are peoples thoughts on faxing letters to the buggers????

You have contacted me regarding the account with the above reference number, which you claim is owed by myself. I have no knowledge of any such debt being owed to Barclaycard. I have checked my records and can find no evidence of me ever holding a Barclaycard in that number
I would ask that no further contact be made concerning the above account unless you can provide evidence as to my liability (the letter from Barclaycard enclosed with your letter does not suffice as I have no knowledge of the account no.) for the debt in question and await your written confirmation that this matter is now closed.
Also I withdraw my consent (under s.10 of the DPA) for you to process my personal data with respect to any of my personal or work telephone numbers registered with you or stored on your systems/records.

Watch it with Marlin, they really are scum.

Good letter. It would be interesting to see if they provide anything except 'pay up or else' letters.

Keep us informed of how many times they call you.....

[tastyjane]

Re: marlin /barclaycard letter

Interesting as the account number they are quoting as my Barclaycard number I do not recognise - I don't think I have ever received anything saying my Egg card had transferred to Barclaycard and I certainly don't have any correspondence on with the account number they are quoting - I did send off for my CCA today from them but used their reference number as advised by Niddy - I am amazed that they can take an old Egg account and reallocate it a Barclaycard account number without telling you.

I will be watching with interest to see what they say to you, hope by sending for my CCA I haven't messed up my changes to get them to clarify that I actually "own" this account.

Jane x

[marypoppins]

Re: marlin /barclaycard letter

Hi Jane,

Sometimes the numbers would change when a new card was issued after the expiry of the previous one.

This obviously adds to the confusion when trying to establish what company the card relates to if a different number is quoted.

[tastyjane]

Re: marlin /barclaycard letter

Hmmm interesting - I have never been issued a Barclaycard - to be honest until recently I didn't even realise that this Egg card had been changed over to Barclaycard, only realised when I saw my credit record and Barclay's were quoting a balance very similar to my second egg one.....

Pheww you have to be on your toes to keep up with these people don't you

Jane x

[ken100464]

Re: marlin /barclaycard letter

Hence the need for a well maintained and up to date filing system right from the off if you follow UE.

The more you read the more your jaw will drop with wonder at what they get up to.

[julian]

Re: marlin /barclaycard letter

Is this an update to the Eggy post of a few months ago? Sorry can't remember the post id.

Are the Egg cards that have been quiet now starting to hatch and squawk, or are these the Egg cards that have been active all along.

[tastyjane]

Re: marlin /barclaycard letter

In my case I haven't heard anything for ages; so much so I had forgotten that the Egg card was actually a Barclaycard!

Jane x

[ken100464]

Re: marlin /barclaycard letter

Seems to be all the duffers.

I am a bit suspicious of it all though. We have an interest in Egg as we have one so read up about it. Ours presently resides with Apex.

Plenty of threads around the net about how Apex dont seem to chase very hard. Many people have had no contact for a few years after telling Apex to bog off. The Apex assignment was middle 2009ish.

Last week there was a sudden upsurge of Apex activity on Egg accounts including one where an unasked for CCA arrived on someones doormat. It had been a few years since any contact. This interested me as our CCA is awaited.

Then this Marlin assignment has happened. And in amongst all the threads today there is a Barclaycard/Egg with an unasked for CCA out of the blue. Again a couple of years without contact.

Unless this is normal behaviour (in the short time I have been reading avidly I cant recall seeing unasked for CCA's being sent out) it seems very strange two outfits have done the exact same thing within a week of each other on accounts that are creeping closer to SB from an ex bank (Canada Square) that now is probably doing stuff to limit PPI liabilities.

Be absolutely insane if Canada Square is retaining any data on anything it doesnt need to now. It dont need our data. Infact from a pure business point of view its an insane thing to do. If we dont have proof of PPI and they have shredded what they had,then any claim is dead. They have a good excuse if the regulators come a knocking. Oh dear someone at Derby was a bit handy with the scissors. It happens when you sack staff.

Finally when researching my own Barclays SAR back in the summer I recall people being told only live Egg accounts had transferred to Barclays (Which again would make sense) Cant see Barclays wanting to take on defaulted stuff that is already two years in. And they were being directed by Barclays to Canada Square.

And this guidance is also on the Egg website. This states if your account was closed before Nov 2009 or not transferred to BC then Canada Square is now the contact for Egg.

Some of these duffers are defaulted prior to the BC takeover in Nov 2011. But have appeared in the Marlin assignment. And these are the ones where no payment or contact has happened

A total conspiracy therory. Probably. A waste of 2 mins of the readers life as they read this post. Probably.

But I have hope that the data now coming out of Canada Square is pants. DCA's are going to try and scare a few pounds out of people. If the paperwork was there Egg would have been after this stuff long ago.
Hence my earlier musings of not chasing the DCA.

[SXGuy]

Re: marlin /barclaycard letter

i had the same situation last year.

Barclaycard was assigned the debt from egg some years ago, but my mother had been paying down the egg balance for years, only letter ever received from BC at the time was an assignment letter.

It wasnt until we started the UE journey and BC started writing about a "debt" that we realised the numbers didnt match.

You may see some confusion over this in my diary thread near the start of my journey.

Anyway, after some letters it became obvious it was an egg debt, and BC had changed the account number.

After CCA'ing BC using their account number, 3 months later confirmed UE and closed the account

Heard nothing since.

So its quite possible that its an egg card with a BC account number, CCA marlin now and see what comes back.

[Undercover Elsa]

Re: marlin /barclaycard letter

Personally I'd rather be at the back of a backlog of CCA requests than the front so I'm hanging on till they write again.
It's good that different strategies are tried though.

[mgfboy]

Re: marlin /barclaycard letter

I'll cause them more paperwork, first they have to prove the debt is mine becuase I never have had a Bcard with that no.!!!and then I'll CCA them

[Undercover Elsa]

Re: marlin /barclaycard letter

Yep that would be my first move. Barclaycard? What'kin Barclaycard??... Never had one to my knowledge.

[julian]

Re: marlin /barclaycard letter

Like Elsa, I am just hoping that I don't get any more letters from anyone.

If Egg could not collect with all their years of experience, how can they be allowed to pass the 'accounts' onto a rottweiler to collect them? They know that the DCAs and firms like Marlin will be demanding money with menaces. As it is illegal to demand money with menaces, is the action of passing the 'accounts' across also an illegal act?

If so does the sale of debts to known barstewards move the process from Civil to Criminal Law? I expect not.