Niddy's Problematic Linked Addresses

[Never-In-Doubt]

Re: Niddy's Problematic Linked Addresses

I like it!

What's an 'unlawful search from the DCA' though?

See below for screen print of what a DCA Trace is:

[attachment=0:338k3sy2]me.PNG[/attachment:338k3sy2]

[Never-In-Doubt]

Re: Niddy's Problematic Linked Addresses

This is how you get it all sorted and removed nah

[attachment=3:1yu7rpki]me1.PNG[/attachment:1yu7rpki]

[attachment=2:1yu7rpki]me2.PNG[/attachment:1yu7rpki]

[attachment=1:1yu7rpki]me3.PNG[/attachment:1yu7rpki]

[attachment=0:1yu7rpki]me4.PNG[/attachment:1yu7rpki]

[Never-In-Doubt]

Re: Niddy's Problematic Linked Addresses

Notice on the second link above, they bailed at my threat of court and authorised the search be deleted. MUPPETS!!!

[roomtobreathe]

Re: Niddy's Problematic Linked Addresses

So why would a DCA do a credit check on you, or is this a specified type of search, and what would they hope to gain?

[Never-In-Doubt]

Re: Niddy's Problematic Linked Addresses

So why would a DCA do a credit check on you, or is this a specified type of search, and what would they hope to gain?

They never done a credit check, they done a search and trace against my name which led to the incorrect link that equifax had activated against my name a few months ago as detailed in my OP above

Did you read this: ---> viewtopic.php?f=75&t=25

It explains the background in greater detail. Basically, the link was re-added by equifax a few months back and this led to loads of false accounts (the ID theft accounts) re-appearing on my clean credit file. Therefore when the DCA searched for MY (the imposter) name and date of birth, they found this link at my (this is the real me) address and so searched me as a search and trace. The screen shots above confirm what I said to them and their reply (I threatened them with libel, they said remove the search)....

In this image here: ---> viewtopic.php?p=36900#p36900 it shows "Outstanding Debt" where usually is would say "Credit Search" - the Outstanding Debt searches are listed separately and also remain for 2 years unlike a credit search which lasts for 12 months and is grouped under "searches" within credit files. A search and trace (or Outstanding Debt) search would be listed under "Debt Searches" which straight away looks bad and no lender will touch you if a debt search is recorded cos it suggests you're either dodgy, on the hide or have debts that you've not declared.

Make sense?

[roomtobreathe]

Re: Niddy's Problematic Linked Addresses

Ah, things become much clearer!

I'm so glad you sorted things out and decided to share your experience and advice. It really is an encouragement for those of us who find ourselves in debt and at the mercy of the banks and DCAs.

Ta.

[Never-In-Doubt]

Re: Niddy's Problematic Linked Addresses

I'll update this later - just real busy to deal with my own shit right now!

[lookingforward]

Re: Niddy's Problematic Linked Addresses

Excellent, can't believe you told them to F off

[Never-In-Doubt]

Re: Niddy's Problematic Linked Addresses

Excellent, can't believe you told them to F off

Haha - they do my head in though

I'll need to update this, bear with me - I will do it soon, honest!! nah

[Slickfm]

Re: Niddy's Problematic Linked Addresses

In case you missed it, yes I have told Max Recoveries to "fuckoff" in my letter to them


* this man has no shame

Brilliant Niddy, absolutely 'fookin' brilliant
Will follow this with great interest, should make interesting reading. They really are a bunch of

[Never-In-Doubt]

Re: Niddy's Problematic Linked Addresses

I've sent them a "Niddy Special", as I am rather snowed under right now it makes sense for me to scan everything in at the end once they reply, so bear with me and I will update this in time - honest!

[milliesmadmoth]

Re: Niddy's Problematic Linked Addresses

Well done Niddy, they don't know who they are messing with nah nah nah

[Never-In-Doubt]

Re: Niddy's Problematic Linked Addresses

[Never-In-Doubt]

Re: Niddy's Problematic Linked Addresses

I've sent them a "Niddy Special", as I am rather snowed under right now it makes sense for me to scan everything in at the end once they reply, so bear with me and I will update this in time - honest!

Niddy wins again! See update here...... viewtopic.php?p=36391#p36391

But sir, it's all too easy

Ive temporarily made this an announcement, just so those that were following it could see the end result. I will scan and load the letters received from Fairfax later - they are at work, i'm now at home

[MustGetStraigh]

Re: Niddy's Problematic Linked Addresses

Result!