Tweet
Hi,
I had a loan with RBS that was taken out back in 2005 which had a credit card included with it. I have received a letter from Hoist Finance whom have purchased the debt from the credit card requesting payment of approx £3250. I previously requested a copy of my CCA from Robinson Way back in 2020 and they advised that they could not find it and that the account was unenforcable. I requested the CCA again from Hoist who began chasing the debt in May this year and received an agreement back.
The loan was paid back in full a few years ago, as well as another credit card that was linked to the loan too.
The weird thing is, I dont think that it is the correct agreement for this card, as the statements show the credit limit as starting in 2008, but the agreement was signed in 2005. Could somebody please have a look at the agreement for me and advise if it looks Ok?
I havent attached it to this post as I wasnt sure if I should email it to webmaster instead.
Cheers,
Andy.
I had a loan with RBS that was taken out back in 2005 which had a credit card included with it. I have received a letter from Hoist Finance whom have purchased the debt from the credit card requesting payment of approx £3250. I previously requested a copy of my CCA from Robinson Way back in 2020 and they advised that they could not find it and that the account was unenforcable. I requested the CCA again from Hoist who began chasing the debt in May this year and received an agreement back.
The loan was paid back in full a few years ago, as well as another credit card that was linked to the loan too.
The weird thing is, I dont think that it is the correct agreement for this card, as the statements show the credit limit as starting in 2008, but the agreement was signed in 2005. Could somebody please have a look at the agreement for me and advise if it looks Ok?
I havent attached it to this post as I wasnt sure if I should email it to webmaster instead.
Cheers,
Andy.
Comment