Long memories

[julian]

Just received an interesting letter from RBS advising me they are ring-fencing accounts. The strange thing is that my only account with them was a credit card which defaulted 10 years ago and went SB. I had wondered how long they would keep records, it seems long past the 7 year default financial accounting period.

They will also be changing the rights to set off between accounts. In their favour only, it appears.

[Still Waving]

I've had one of those too, despite the fact that they have sold the account on.