Lowell/MBNA and enforcable agreement

[Never-In-Doubt]

Re: Lowell/MBNA and enforcable agreement

Hi

We nabbed the best posters from the other forums thus yea, we are on lots of sites including legal beagles which is where I guess you've came? However that said, the reason we're here and not there is cos we like to think when it comes to UE we are the best. Our stats, victories in court and user database confirm this fact.

No other forum has the knowledge we have. In respect to debt. Thus please don't be apprehensive; read around here and see for yourself. I don't need to sell us nor do I need to mention we're not CAG or MSE so of course opinion will vary.

If we can help we will.

[Never-In-Doubt]

Re: Lowell/MBNA and enforcable agreement

Just a quick update. My agreement is exactly the same as the enforcable agreement example post here http://www.all-about-debt.co.uk/cont...BNA-online.png .It's dated March 2006 which is why I was asking the above question.Again any thoughts would be good.

So did you apply online and sign via tick-in-box as per the example in your quote?

[broke]

Re: Lowell/MBNA and enforcable agreement

So did you apply online and sign via tick-in-box as per the example in your quote?

I think so...memory aint what it used to be. Personnal circumstances caused me to be in a dark place for a while and This is part of the mess i ended up in (Suffered a breakdown in 2008--memory aint been the same since).I am not complaining(or indeed knocking other folks beliefs) but I have followed the 'Bills of Exchange act" method on another site and have been slightly concerned as to its merits. It has at least started a dialogue of sorts and removed my head from my a**e as regards the situation I'm in financially and actually doing something about it, but as intimated I have doubts to its efficiacy. My credit rating is allready shot to bits so that is of no concern.Back to the original point- yes it was an online application but with PPI tck boxes (both left blank) it was dated march 2006 i think(dont have it to hand) I will get it scanned and emailed on for your perusal.

Broke

[CleverClogs (RIP)]

Re: Lowell/MBNA and enforcable agreement

I have followed the 'Bills of Exchange act" method

Eh? What does that involve?

on another site

Might one know which?

[broke]

Re: Lowell/MBNA and enforcable agreement

Eh? What does that involve?

Might one know which?

Getoutofdebtfree

[Never-In-Doubt]

Re: Lowell/MBNA and enforcable agreement

Holy shit

Says it all

Please scan and mail me.

[Deepie]

Re: Lowell/MBNA and enforcable agreement

link-------------> agreements@all-about-debt.co.uk

[broke]

Re: Lowell/MBNA and enforcable agreement

will do as soon as i can find a scanner.......amazing what you'll believe when desperate!!!!! At least it took away the fear and made me realise there are worse things in the world than debt.....one being debt collectors!!!

BTW is there an emoticon for severly embarassed????(that woul be me by the way!

Again great forum and thanks for the support !!!!

[PriorityOne]

Re: Lowell/MBNA and enforcable agreement

Getoutofdebtfree

Oh Jesus!!!

[Undercover Elsa]

Re: Lowell/MBNA and enforcable agreement

Oh dear.
Not your fault, Broke. When people are desperate the normal rules of logic don't apply, and the Freeman legalistic spiel can seem very plausible and a life saver.
We have a member whom I brought here after he got in a terrible pickle trying to fight a court case, initially using Freeman templates and arguments. The DCA involved made a mockery of him and he was looking at £K's in costs.

After a couple of weeks on AAD all was sorted.

Shep x

[rockwell]

Re: Lowell/MBNA and enforcable agreement

In that case, you would appear to have been obliged to pay for Payment Protection Insurance which you should reclaim from the company to whom MBNA assigned their rights and obligations.

It could even work out that they owe you some money.

I'm confused again! Could someone finally put me out of my misery!

Even if the debt has been sold to a DCA I always assumed that all claims including PPI and late payment charges etc should be claimed back from the OC. I ask because I've seen conflicting advice on this issue....not on this site I quickly add!

[Deepie]

Re: Lowell/MBNA and enforcable agreement

I'm confused again! Could someone finally put me out of my misery!

Even if the debt has been sold to a DCA I always assumed that all claims including PPI and late payment charges etc should be claimed back from the OC. I ask because I've seen conflicting advice on this issue....not on this site I quickly add!

That is correct............

[CleverClogs (RIP)]

Re: Lowell/MBNA and enforcable agreement

Getoutofdebtfree

Holy shit

Says it all

No - wholly shit is more descriptive.

Take, for example, their daft ideas for dealing with debt collectors - link - which seem to rely in part on declaring that one's name is copyrighted to oneself and posting such a silly declaration on facebook.

Even if that might work - which it won't - the correct journal for such a declaration would be the London Gazette (link).

[Never-In-Doubt]

Re: Lowell/MBNA and enforcable agreement

which seem to rely in part on declaring that one's name is copyrighted to oneself and posting such a silly declaration on facebook. .

This procedure simply allows you to take control of your name under Common Law and International Treaty. First, print out and sign the Copyright Notice below and get it signed by three witnesses. The Notice makes it clear that you have copyright on your name and that use of it without consent is copyright infringement.

What a load of old bollocks - sorry but utter utter nonsense

[mgfboy]

Re: Lowell/MBNA and enforcable agreement

What a load of old bollocks - sorry but utter utter nonsense

To true , but is it any more bollocks than some of the stuff that the DCA's come out with