Barclaycard won't communicate after CCA

[CleverClogs (RIP)]

Re: Barclaycard won't communicate after CCA

I wonder if there ever was a meet one day how many debt collectors would turn up lol

We'd have special drinks for them!

I cant think what you mean FP

Would the "special drinks" contain phenolphthalein or Rhohypnol?

(Phenolphthalein is a laxative; Rhohypnol is a sedative commonly used by date rapists.)

[jet set willy]

Re: Barclaycard won't communicate after CCA

Now, now...you're expecting far too much from them!!

I bet if you read every diary that has a Barclaycard debt, there would be a letter from them/dca saying that they had complied.

You are right of course, i need to stop doing a victor meldrew

[Pixie]

Re: Barclaycard won't communicate after CCA

I figure they always say they have complied but you would imagine that if it was your line of work to collect something you might use your own eyes and common sense to see if you were allowed!! Bloody idiots.

Now, now...you're expecting far too much from them!!

I bet if you read every diary that has a Barclaycard debt, there would be a letter from them/dca saying that they had complied.

[jet set willy]

Re: Barclaycard won't communicate after CCA

They always say that they've complied, now pay up!



I would send Our Templates | Unenforceability Templates | Final Response - Unenforceability (CCA Received) if it were me.

Hi Pixie, thanks for your reply. I did have a browse and saw that one but wasnt sure. You have convinced me though haha.

I figure they always say they have complied but you would imagine that if it was your line of work to collect something you might use your own eyes and common sense to see if you were allowed!! Bloody idiots.

Thanks again!

[Pixie]

Re: Barclaycard won't communicate after CCA

Lo and behold, moorcroft have replied to it by saying that barclaycard have told them that the cca request was responded to on such and such date and to pay up.

They always say that they've complied, now pay up!

Any suggestions welcomed as always as i feel like pulling whats left of my hair out lol

I would send Our Templates | Unenforceability Templates | Final Response - Unenforceability (CCA Received) if it were me.

[jet set willy]

Re: Barclaycard won't communicate after CCA

Hello folks, happy new years to everyone. Glad the end of the world didnt come :-)

Anyway, minor update which is leaving me unsure of what to do.

After umming and arring over whether to send the 'only T&C's recieved' letter i did so anyway.
Lo and behold, moorcroft have replied to it by saying that barclaycard have told them that the cca request was responded to on such and such date and to pay up.

They have completely ignored that i mentioned there was no signature or even a page where a signature would go. They have taken BC's word all is good. Dont you think if you were a professional DC that when you harrass and chase people you would see the paperwork proving you were allowed to do so?

Nothing on the paperwork relates to me in anyway, just printed terms.

Not sure what to send. Should i compose something myself saying they havent bloody well complied and to bugger off until they do? Mind you, i daresay that would be ignored too ;-)

Any suggestions welcomed as always as i feel like pulling whats left of my hair out lol

[SXGuy]

Re: Barclaycard won't communicate after CCA

jet set willy, you make a good point, its true, if they had it they would have sent it, however, i have known some of them to rectify 10 months later (allbeit still UE)

Its really up to you. Perhaps someone else will correct my thinking.

[jet set willy]

Re: Barclaycard won't communicate after CCA

Guys, should jet set willy be telling them where they have gone wrong, or should the creditor refusal to accept UE be sent instead?

Just wondering as they can rectify if they have it, and idealy, we dont want them to?

Thanks for all your input, it really is appreciated :-)

SXGuy actually raises a good point. Could it be to much information? I want to fend them off but at the same time not help them to much.

Surely though, if pages showing a signature werent included then they dont have them? If they did, they could have included them without a signature and that would have complied (they are allowed to omit siggys to fulfill the request i think, though not in court).

They are clearly taking the piddle. If i had something to show and prove i was owed money i would bloody well show it at the first instance, would everyone?

[SXGuy]

Re: Barclaycard won't communicate after CCA

Guys, should jet set willy be telling them where they have gone wrong, or should the creditor refusal to accept UE be sent instead?

Just wondering as they can rectify if they have it, and idealy, we dont want them to?

[Deepie]

Re: Barclaycard won't communicate after CCA

Okay then, had a letter back from Moorcrap saying they have spoke to barclaycard who confirm that they have complied with my request and its time to pay up.

What i expected really so where now. Should i send the letter that says only t&c have been sent? Our Templates | Unenforceability Templates | CCA Query - Terms & Conditions Received


I mean, not a signature or a page to show a signature in sight! How can that be compliant?

I dont want to leave it hanging if i can fend them off now. Thanks all :-)

I would...........

[jet set willy]

Re: Barclaycard won't communicate after CCA

Okay then, had a letter back from Moorcrap saying they have spoke to barclaycard who confirm that they have complied with my request and its time to pay up.

What i expected really so where now. Should i send the letter that says only t&c have been sent? Our Templates | Unenforceability Templates | CCA Query - Terms & Conditions Received


I mean, not a signature or a page to show a signature in sight! How can that be compliant?

I dont want to leave it hanging if i can fend them off now. Thanks all :-)

[jet set willy]

Re: Barclaycard won't communicate after CCA

Afternoon Peeps

Its been a little while but another letter in the posties bag today!

This is from NCO regarding my complaint of a dispute with BC. I honestly thought they had fallen off this particular merry-go-round but it seems not.

They say they have been in touch with their client who inform them that they have complied with my cca request. Its the end of the matter and i should take it up with them if i am not satisfied.

Well a few pages of T&C but no sign of an agreement anywhere surely doesnt comply does it? I mean, even some empty fields for signatures would be a start but not even that.

So i guess i sit on this and await the next move. Not sure if i need to tell them where the CCA is poo or not. Should be time for moorcrap to respond to this account soon too since they were checking back in with their 'client' aswell. Christmas is coming and someone will be wanting their bonuses

[jet set willy]

Re: Barclaycard won't communicate after CCA

When did you last pay this? Sometimes you may be able to reclaim at a later stage...

About october/november last year when it was egg. Sharklys have never had a penny.

We'd have special drinks for them!

I cant think what you mean FP

[jet set willy]

Re: Barclaycard won't communicate after CCA

Well i guess it just went through my noggin that if it was there then a reclaim could wipe it out and potentially avoid any prolonged letter ping pong!

And yes, there are a few people about here i would like to buy a pint should the chance ever arise.

I wonder if there ever was a meet one day how many debt collectors would turn up lol

[Deepie]

Re: Barclaycard won't communicate after CCA

Save your tener........... buy me a pint instead