Morgan Stanley Barclaycard sold to Lowell

[DoubtingThomas]

Re: Morgan Stanley Barclaycard sold to Lowell

Hi R
Ten to one it will be your application form, dug out of microfiche...

[rockwell]

Re: Morgan Stanley Barclaycard sold to Lowell

Morning all,

Just received a letter from Lowell with some statements from late 2009 - early 2010 (not requested). The a/c runs from 2004 and my last payment to Barclaycard was September 2009. Every DCA in the country has had this a/c with zero success, it was finally purchased by Lowell last year. I assume this statement is part of their obligation to keep me informed?

They also said a copy of my agreement is on its way! that should be interesting as the CCA from Barclaycard is junk!

[rockwell]

Re: Morgan Stanley Barclaycard sold to Lowell

Thanks Niddy, will do.

[Never-In-Doubt]

Re: Morgan Stanley Barclaycard sold to Lowell

Hiya

Shit sorry for missing the last post

Yea you can reclaim on any account. Send a message to Di30 or start a thread over on reclaiming boards.

Regards Lowells, wait till they write I guess. Pointless pushing it....

[rockwell]

Re: Morgan Stanley Barclaycard sold to Lowell

"Just received a response from the Leeds losers to my legal threat template saying they are contacting Barclaycard to obtain details of the dispute etc. All they will find is a CCA request to Barclaycard in early 2010 followed by a dispute letter when BC sent a bodged cut & paste (recently confirmed by Niddy as UE)"
Lowell's letter was very conciliatory - apologies for our pursuance etc, no intention to harass, oblivious to any dispute, collection on hold pending BC response etc etc.

No further contact so far from Lowell since the above on 13 July....they're not exactly in a hurry are they?I suspect Barclaycard are not in a rush to supply them with evidence of any dispute, particularly as they sold Lowell a dud!
The legal threat template appears to have stopped them in their tracks! Will update if anything happens.

Well, I had a call yesterday evening, the first contact since last September from a rather timid chap at Lowell. I asked him to go through my security before we discuss matters. A simple question really - combined IQ of all the phone drones in the office....answer between 1 & 9. The phone went dead!!! Hope I didn't upset him?

[rockwell]

Re: Morgan Stanley Barclaycard sold to Lowell

Well, since I sent the template letter recommended by Niddy last July I appear to be getting the silent treatment from Lowell.

I realise this is not the correct forum but just wondered if anyone knows if it is possible to reclaim charges on a business account? I have a dormant business a/c (limited company is dormant) with Barclays, there was approximately £60 in the a/c but over the past 18 months they have racked up the charges and it is currently £750!! No transactions occured as the a/c is dormant. I've called customer services but I'm wasting my time. Of course the local business manager who assured me verbally there would be no charges has moved on. Any ideas anyone?

[Never-In-Doubt]

Re: Morgan Stanley Barclaycard sold to Lowell

Ermmm I actually pay equifax £6.99pm

Whaaaat I don't practice what I preach. If I did I'd be a millionaire surely

[MattyA]

Re: Morgan Stanley Barclaycard sold to Lowell

I've NEVER checked mine!

Me neither

[Deepie]

Re: Morgan Stanley Barclaycard sold to Lowell

They certainly are! and so far nobody has suggested I check my credit file!

keep under the radar............

[rockwell]

Re: Morgan Stanley Barclaycard sold to Lowell

Nice one - templates still working then I see

They certainly are! and so far nobody has suggested I check my credit file!

[Never-In-Doubt]

Re: Morgan Stanley Barclaycard sold to Lowell

Nice one - templates still working then I see

[rockwell]

Re: Morgan Stanley Barclaycard sold to Lowell

"Just received a response from the Leeds losers to my legal threat template saying they are contacting Barclaycard to obtain details of the dispute etc. All they will find is a CCA request to Barclaycard in early 2010 followed by a dispute letter when BC sent a bodged cut & paste (recently confirmed by Niddy as UE)"
Lowell's letter was very conciliatory - apologies for our pursuance etc, no intention to harass, oblivious to any dispute, collection on hold pending BC response etc etc.

No further contact so far from Lowell since the above on 13 July....they're not exactly in a hurry are they?I suspect Barclaycard are not in a rush to supply them with evidence of any dispute, particularly as they sold Lowell a dud!
The legal threat template appears to have stopped them in their tracks! Will update if anything happens.

[rockwell]

Re: Morgan Stanley Barclaycard sold to Lowell

Have you not sent it to him? If you haven't, you should! If it turns out to be UE you won't have to bother with the charges, as you won't be paying anything anyway...

It is...

Thanks Flowerpower, I'll definitely send to Niddy!

[rockwell]

Re: Morgan Stanley Barclaycard sold to Lowell

Just received a response from the Leeds losers to my legal threat template saying they are contacting Barclaycard to obtain details of the dispute etc. All they will find is a CCA request to Barclaycard in early 2010 followed by a dispute letter when BC sent a bodged cut & paste (recently confirmed by Niddy as UE)

I suppose I'm very lucky in many respects, all I have is this Barclaycard and a Cap One card taken out in 2006, total for both about £11500 with lots of charges - not sure on the status of the Cap One so may ask if Niddy could kindly take a look!

I guess its a waiting game to see what Lowell come back with.

[rockwell]

Re: Morgan Stanley Barclaycard sold to Lowell

Gangshield, well spotted! couldn't find them when I looked.