Blagging it?

[MrsD]

Re: Blagging it?

was it a diary baxta?

can you remember your user name?

edit, Deepie is superman tonight

[Deepie]

Re: Blagging it?

I believe it remains in dispute but as I no longer live at my alternative address and have not had any mail forwarded to me I cannot say the state of play right now. Bryan Carter were dealing with it at the time. Wish I could find my blog on here

Is this the one ?------> RBS & MBNA via Bryan Carter/Arrow Global

[baxta59]

Re: Blagging it?

I believe it remains in dispute but as I no longer live at my alternative address and have not had any mail forwarded to me I cannot say the state of play right now. Bryan Carter were dealing with it at the time. Wish I could find my blog on here

[GetSmart]

Re: Blagging it?

So what's the situation with the MBNA which seems to be the larger one?

[baxta59]

Re: Blagging it?

Is this the one that's just £178? I was going to suggest sending a SAR just in case but probably not worth the £10 plus RD for that amount.

I have got myself a bit confused. The other one that concerns me is MBNA NOT Capital One as that was a small amount and they contradicted themselves by sending one letter stating that Capital One do not keep records that far back then a week later coming up with the agreement.
The MBNA one is for about £3500
Capital One was £550
The other one was Clode and youre right, it was about £200

[GetSmart]

Re: Blagging it?

In the wake of the latest from RBS, I am going to check into the Capital One account too as I dont want that coming back to bite me too. I will ask my bank tomorrow when the account was originally opened and when the last payment was made on this.
Thanks

Is this the one that's just £178? I was going to suggest sending a SAR just in case but probably not worth the £10 plus RD for that amount.

[PlanB]

Re: Blagging it?

In the wake of the latest from RBS, I am going to check into the Capital One account too as I dont want that coming back to bite me too.

Every cloud has a silver lining

[baxta59]

Re: Blagging it?

Please clarify when you opened this account...?

Thanks

In the wake of the latest from RBS, I am going to check into the Capital One account too as I dont want that coming back to bite me too. I will ask my bank tomorrow when the account was originally opened and when the last payment was made on this.
Thanks

[baxta59]

Re: Blagging it?

It was a loan with clode funding v12 bought by TPI
The original amount was about £4k and I paid off all but £220 then moved. The sneaky gits came after me threatening all sorts which got my back up somewhat over such a paltry sum when other debts (£5k + £3k + £500) seem to being chased with less vigor by the DCAs Am I bad?

[Never-In-Doubt]

Re: Blagging it?

but the second one is a complete blag.

who is it with?

[baxta59]

Re: Blagging it?

Thanks evenlessdopey. I intend to do that with the first one but the second one is a complete blag. Its only £178 but did not like the guys attitude and threats so I am dragging it out as far as I can I want to see what they will do over £178

[MrsD]

Re: Blagging it?

I wouldn't confirming anything baxta

you've asked for a CCA, they haven't produced the proper paperwork, you've sent a letter pointing this out

what's to confirm??

[baxta59]

Re: Blagging it?

Lowell - Capital One
Letter received today

I sent the missing PT letter last week. Today (crossed in the post) they sent a letter urging me to contact them urgently. I am in no hurry a I will wait until they respond to the missing PT letter.

TBI
Letter received today
Want me to confirm my intentions before enforcement of the notice of default.

Your thoughts please ladies and gents?
Thank you

[baxta59]

Re: Blagging it?

I will send the missing PT letter tomorrow.
Really appreciate your time and help.
Thank you

[Never-In-Doubt]

Re: Blagging it?

Actually no I'd not SAR at this stage.

Instead send missing PT's template.

SAR later "IF" things get out of hand but it's clearly a recon and not accurate as the late payment fee for example, is wrong

Plus lots more including the whole agreement!!