Large Natwest loan - enforceable?

[Never-In-Doubt]

Re: Large Natwest loan - enforceable?

Shoe

Thanks mate. Don't send any more letters as things stand.

Please in the meantime send me any letters you've had off the dca as this helps

Sit tight. I'll post back tonight.

[Shoestring]

Re: Large Natwest loan - enforceable?

Have done, thanks Niddy and all for your speedy replies so far!

[Never-In-Doubt]

Re: Large Natwest loan - enforceable?

Have done, thanks Niddy and all for your speedy replies so far!

I'll go read now

[Never-In-Doubt]

Re: Large Natwest loan - enforceable?

Hiya

Ok, well done - none of the letters admit the debt - clever move.

The agreement is actually unenforceable; there are no attached appropriate terms thus it also breaches the actual s.77 request; the default notice is bad (it is dated 4/8/06 and gives the remedy date of 18/8/06 which is not 14 clear days); it will be SB come July (which was the first missed payment so if necessary you gotta blag this till June then we can still win based on the last payment being received June 2006).

Basically, you really need to try and forget this and not rock the boat, it's not like you're being hit with scary threats (are you?).... If I was you I would sit this out however if they write please, stay calm and don't rush into a normal template as we may need to make you one to simply buy time and thus take the DCA over the SB threshold so whatever you do, no more replying with templates at this late stage or you could properly shoot yourself in the foot.

Well done so far, you've done a good job

[Shoestring]

Re: Large Natwest loan - enforceable?

Thanks Niddy, this is AWESOME news!

Things are all quiet on the DCA front for now, if I get anything else through I'll let you know....

I have had a response from Natwest in relation to the SAR request I've sent them, asking for a signature, I can't see any major harm in complying with this but am a little concerned that they might think - 'Right, we've got the right chap here, the sig's match up, let's get that court application off'.

Once again, thanks for your and everybody else's help, I'm going to be a major advocate of your site going forward!

[Never-In-Doubt]

Re: Large Natwest loan - enforceable?

just leave the sar for now, trust me - forget it....

Not worth it, it really isn't!

[Shoestring]

Re: Large Natwest loan - enforceable?

Thanks Niddy, my train of thought was that I could kill two birds with one stone, Natwest have also sold on a £1.5k overdraft to Capquest, and I don't have any paperwork for that re payment dates etc. I've already sent the £10 payment to Natwest, shall I still forget this and sit tight on things?

[Never-In-Doubt]

Re: Large Natwest loan - enforceable?

Just sit tight. We'll come back to the SAR after its SB. Not before.

[Shoestring]

Re: Large Natwest loan - enforceable?

Will do, thanks again