Help Needed. MBNA redress calculations Do you have two spare stamps

[Still Waving]

Re: Help Needed. MBNA redress calculations Do you have two spare stamps

Letters printed and I will be posting today.

[oscar]

Re: Help Needed. MBNA redress calculations Do you have two spare stamps

We're all doing it because some of us have claims - and some of us just enjoy the buzz of letting the banks know that we are watching them.

AS an ex-employee, I would be happy to see them royally shafted from behind

[Bill-K]

Re: Help Needed. MBNA redress calculations Do you have two spare stamps

Niddy has tolerated my presence here since last year - but I haven't really been very active - so "Notta lotta people" will know me. I mainly try and stick to maths & spreadsheets etc., and I recently worked with Ken, AC and others off-site to try and get a method together to at least get the FCA to look into this apparent anomaly with the MBNA PPI calculations and the FCA method.

It's good to see the interest and positive responses from you guys here - and Niddy has kindly set such a fine example by 'plugging' this little campaign on the alternative media. We're all doing it because some of us have claims - and some of us just enjoy the buzz of letting the banks know that we are watching them. Thank you to all of you - let the Karma continue.

[ken100464]

Re: Help Needed. MBNA redress calculations Do you have two spare stamps

tony.boorman@financial-ombudsman.org.uk

martin.wheatley@fca.org.u k

For anyone who doesnt use snail mail anymore.

Thanks Still Waving.

We are slowly getting there. Great if anyone else would do this.

[ken100464]

Re: Help Needed. MBNA redress calculations Do you have two spare stamps

Letter to Martin Wheatley PDF.pdfLetter to Tony Boorman PDF.pdf


Hope that worked

[Still Waving]

Re: Help Needed. MBNA redress calculations Do you have two spare stamps

Hi
Any chance of putting those attachments up as pdf's?

tia

EDIT - never mind, sorted now. Not got PPI but will send the letters.

[Never-In-Doubt]

Re: Help Needed. MBNA redress calculations Do you have two spare stamps

Yes, the Financial Conduct Authority (FCA) is currently in operation or, in force, as you put it!

The only change that will take place will be in April 2014; will be that the Consumer Credit Regime will be taken over by the FCA; it has been and is under the Regime of The Office of Fair Trading until April 2014.

You can just imagine what all those bad boys/Cowboys in the city would be doing if, the FCA is not currently in force...! Just picture it Red Braces galore and all swigging lovely Bolli; we can run rings around the FCA until April gov., 'cos they're not in force, yeah, blimey.
The very thought of that scenario makes one shudder

Haha - that's a funny scenario and one suitable for the backstreets of Iran....

thanks for clarifying, obviously as a consumer we don't necessarily see much change just yet but it's good to know these powers with teeth are there, unlike it's predecessors!!

[ken100464]

Re: Help Needed. MBNA redress calculations Do you have two spare stamps

Cheers for the confirmation AC

[Angry Cat]

Re: Help Needed. MBNA redress calculations Do you have two spare stamps

The FSA homepage seems to indicate they have split as it is no longer being updated and refers people to the FCA or the PRA. Doesnt seem to be a CEO of the FSA hence the way we went.

So think technically it is April this year?? that the change happens but in real life the FCA is in place and is operating.

Even if it isnt fully operational I doubt our complaint is going to be dealt with within 2 months, so it will be the FCA who will be doing any talking to the bank, if they decide it has merit

http://www.fsa.gov.uk/

No Ken, the FCA is fully operational, right now!

[Angry Cat]

Re: Help Needed. MBNA redress calculations Do you have two spare stamps

The FCA aren't in force yet are they? Or have I missed the obvious....

Yes, the Financial Conduct Authority (FCA) is currently in operation or, in force, as you put it!

The only change that will take place will be in April 2014; will be that the Consumer Credit Regime will be taken over by the FCA; it has been and is under the Regime of The Office of Fair Trading until April 2014.

You can just imagine what all those bad boys/Cowboys in the city would be doing if, the FCA is not currently in force...! Just picture it Red Braces galore and all swigging lovely Bolli; we can run rings around the FCA until April gov., 'cos they're not in force, yeah, blimey.
The very thought of that scenario makes one shudder

[oscar]

Re: Help Needed. MBNA redress calculations Do you have two spare stamps

You know the places I have worked recently Niddy. We have referred to and been trained on the FCA. Cant recall if the are a full organisation as yet though

[ken100464]

Re: Help Needed. MBNA redress calculations Do you have two spare stamps

The FSA homepage seems to indicate they have split as it is no longer being updated and refers people to the FCA or the PRA. Doesnt seem to be a CEO of the FSA hence the way we went.

So think technically it is April this year?? that the change happens but in real life the FCA is in place and is operating.

Even if it isnt fully operational I doubt our complaint is going to be dealt with within 2 months, so it will be the FCA who will be doing any talking to the bank, if they decide it has merit

http://www.fsa.gov.uk/

[Never-In-Doubt]

Re: Help Needed. MBNA redress calculations Do you have two spare stamps

The FCA aren't in force yet are they? Or have I missed the obvious....

[Angry Cat]

Re: Help Needed. MBNA redress calculations Do you have two spare stamps

Ken, as you know GT and I have sent our letters!

Hopefully, many others who have been affected will do so too.

Come on Guys, get those letters to the FCA and FOS in the mail; post them off today.

[ken100464]

Re: Help Needed. MBNA redress calculations Do you have two spare stamps

Thanks Niddy just what we needed.