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I thought I would give a good and bad view of resolver- the reclaim tool endorsed by Martin Lewis
I put in two complaints , one for PPI and one for penalty charges being over £12
The card in question ran from about 2000 to 2005 with the stunning credit limit of £200, Well the PPI has come back with a payment to me of about £150 - most of that is interest - I had been paying less than £1 a month on PPI TICK
Capital One also wrote saying there was no record of an account with annual fees or penalty charges other than the one which Lowell tried to take me to court for. Resolver wouldn't let me reply so I have escalated it to the FOS with copies of the PPI reclaim and statements to prove the account exists. Not that bothered if nothing comes back from that
I put in two complaints , one for PPI and one for penalty charges being over £12
The card in question ran from about 2000 to 2005 with the stunning credit limit of £200, Well the PPI has come back with a payment to me of about £150 - most of that is interest - I had been paying less than £1 a month on PPI TICK
Capital One also wrote saying there was no record of an account with annual fees or penalty charges other than the one which Lowell tried to take me to court for. Resolver wouldn't let me reply so I have escalated it to the FOS with copies of the PPI reclaim and statements to prove the account exists. Not that bothered if nothing comes back from that