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Re: Restons - Charging Order
IF they managed to get CCJ against you it would be a Restriction only
IF they managed to get CCJ against you it would be a Restriction only
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Re: Restons - Charging Order
As TC says, they can only get a charging order if the get a CCJ against you at court. Our legal team has a 100% success rate if you follow the advice given. If the debt is enforceable, arrangements can be negotiated to avoid a judgement.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Restons - Charging Order
Originally posted by cymruambyth View Post
Thanks for all the advice, not sure what to do now, do I just carry on paying and not enter into any further correspondence with them? I have also received today a statement from Arrow called 'Remedy of Account' it also says that next steps: if I have an agreement in place to just continue with that, but Restons rejected my offer, do you recommend I write to them and make my offer of a monthly payment again (that they rejected?)Comment
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Re: Restons - Charging Order
Have you had a CCA? Can you mail me unedited copy, if so, please.
webmaster@all-about-debt.co.ukI'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
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Re: Restons - Charging Order
Sorry I'm being thick, what's a CCA?Originally posted by Never-In-Doubt View PostComment
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Re: Restons - Charging Order
Section 78 request....
I suggested you send it here -> http://forums.all-about-debt.co.uk/s...l=1#post567682
And you said you'd done it here -> http://forums.all-about-debt.co.uk/s...l=1#post567762
Also you said that they'd sent you it, here -> http://forums.all-about-debt.co.uk/s...l=1#post572452
So before we can say yes pay the £25 as normal or don't, I'm asking to see the CCA to help ascertain if it's enforceable or unenforceable. If a claim is issued it could help you (or not)...!I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
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Re: Restons - Charging Order
Thanks, I will send it to you, can't seem to send an e-mail to you from the link below, what's your e-mail address please?Comment
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Re: Restons - Charging Order
It's in my signature on every post plus I told you 3 posts up ^^^^I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
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Re: Restons - Charging Order
Hi, I've just e-mailed you a copy of the credit agreement. Thanks for your time and help with thisComment
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Re: Restons - Charging Order
Good luck Mel xxif you do it today and you like it you can always do it again tomorrow
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Restons - Charging Order
This is unenforceable. There are no PT's and it's a really bad attempt to satisfy s.78.
I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
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Re: Restons - Charging Order
Great news Mel!Originally posted by Never-In-Doubt View PostThis is unenforceable. There are no PT's and it's a really bad attempt to satisfy s.78.
"I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."
The consumer is that sleeping giant.!!
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Re: Restons - Charging Order
Hi,
What are PT'S (stand for)?
Thanks.Comment
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Re: Restons - Charging Order
PT's stands for Prescribed Terms, welcome to AAD pipsaholicOriginally posted by pipsaholic View Post
"If wishes were horses, beggars would ride"
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Re: Restons - Charging Order
Hi, I've heard nothing from Restons since August 2016, your very helpful post in September said the debt was unenforceable.
. I have carried on paying £20 a month to Reston. Got a letter today saying they are again going to apply for a Charging order unless I'd like to increase my payments. Are they just trying it on again? Should I just ignore them or write to them and tell them it's unenforceable. Thanks in advance for you help.
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