It must be a Mint thing - they're one of the very few that I'm still paying token payments to too!
I've been receiving letters from Wescot, in fact the latest one says I've missed a payment but I clearly haven't as the balance has reduced since they last wrote. I'm still making payments to Mint/RBS direct and never amended them to Wescot. It's not a huge balance in comparison to most of our other debts, so I figure I'll stop paying them eventually when the heat is off from other creditors over the next year or so.

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