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  • #76
    Re: charging order

    Thanks, sent a PM

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    • #77
      Re: charging order

      Not sure Plan B, will try to find out more, I dont live at my mailing address so I haven't actually seen them yet! I have 14 days to respond from the 4th of July apparently, so close to offloading all the property too grrrrr!

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      • #78
        Re: charging order

        It is for the business overdraft, to which i was threatened with a charging order. Ascent legal are going to try and get the charging order still although the court papers just have a header as claim form

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        • #79
          Re: charging order

          Originally posted by GlobalC View Post
          It is for the business overdraft, to which i was threatened with a charging order. Ascent legal are going to try and get the charging order still although the court papers just have a header as claim form
          Ascent don't already have a CCJ on this OD do they? If not I doubt they can get a CO unless there's something different about this because there's a personal guarantee for the business OD involved.

          I've remembered that you have a property under offer at the moment. You don't want this to scupper that sale. When the sale goes through would you have enough leftover to pay a F & F if that is the only way forward? Both those flats have plenty of equity.

          This is an OD which your business partner thinks is already paid off isn't it? And doesn't he also have a financial interest in the properties such as they have BLT mortgages on them in his name (something like that or have I mixed you up with someone else)?

          http://forums.all-about-debt.co.uk/s...l=1#post380345

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          • #80
            Re: charging order

            your quite correct PlanB that is me! The flats are in my name but are owned by my ex-partner and my mum. I had already offered a f&f which im still waiting to get an answer for!!! The flats are both under offer but I still need to get 1 tenant out, hopefully on the 25th July but I'm not sure she has found anywhere else yet

            - - - Updated - - -

            oh and yes they don't have a CCJ yet

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            • #81
              Re: charging order

              Please complete the acknowledgment of service to indicate that you are going to defend this as that automatically gets you another 14 days on top of the 14 you already have. Please then e-mail me the papers at the email address PlanB gave and i will go through them for you. Don't worry they are a long way off getting a charging order yet.

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              • #82
                Re: charging order

                Thanks ATW, I have some of it scanned to me I will email these over now with a brief reminder of the back story! I will collect the papers this weekend in person

                Comment


                • #83
                  Re: charging order

                  Originally posted by GlobalC View Post
                  The flats are both under offer but I still need to get 1 tenant out, hopefully on the 25th July but I'm not sure she has found anywhere else yet
                  Let me help you with that on your other thread in the Housing section. Update it and we'll take it from there

                  After all if you've sold the property they can't place a charging order on it can they

                  With both BTL flats sold would that leave your own home vulnerable to a CO if the buggers get a CCJ against you first? I can't remember if you own that too or are renting. I think you own it with mortgage from a different bank or is it with NatWest who have also issued this claim?

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                  • #84
                    Re: charging order

                    Hi ATW have sent email, need to figure this out asap

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                    • #85
                      Re: charging order

                      Can anyone tell me how to get hold of ATW asap? I have till tomorrow to file my defence and I can't get hold of him via email or the contact number on the legalese site

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                      • #86
                        Re: charging order

                        Hi, you could try contacting one of the Mods by private mail - I see that Mrs D, If and Deepie are all online at the moment. They may be able to contact Andrew.

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                        • #87
                          Re: charging order

                          Originally posted by GlobalC View Post
                          Can anyone tell me how to get hold of ATW asap? I have till tomorrow to file my defence and I can't get hold of him via email or the contact number on the legalese site
                          atw@all-about-debt.co.uk

                          ATW's email have you tried to PM him...?
                          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                          • #88
                            Re: charging order

                            Hi GlobalC, have you checked in your trash folder for the email from Andrew?

                            If not please do email and also PM him again -- > atw@all-about-debt.co.uk



                            EDIT: Great minds Deepie, same time post
                            "If wishes were horses, beggars would ride"

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                            • #89
                              Re: charging order

                              I've been trying the email since last Friday

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                              • #90
                                Re: charging order

                                Originally posted by GlobalC View Post
                                I've been trying the email since last Friday
                                I am sorry GC, I'll email him too
                                "If wishes were horses, beggars would ride"

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