Very Vague letter from Debt Managers Ltd

[nightwatch]

Re: Very Vague letter from Debt Managers Ltd

I would just wait and see what comes next, they may dig themselves deeper

[Traintester]

Re: Very Vague letter from Debt Managers Ltd

Is it time for a letter to the DFT do you think?

[Riz]

Re: Very Vague letter from Debt Managers Ltd

Yep. What is acceptable as a trace letter was agreed between the OFT and CSA a wile back.

See this post: allaboutFORUMS - View Single Post - Link Financial

While this Debt Managers one clearly uses it as a base, the subtle threats that they will pursue you if you don't reply SHOULD NOT be in it.

[Pixie]

Re: Very Vague letter from Debt Managers Ltd

Seem to specialise in Mortgage arrears, council arrears and being process servers according to their website.

Seem to have a very active fieldforce and seem to imply they are sent out in early arrears situations.

Of course with this industry could be a complete red herring and be something else.

That's what my experience of them seems to suggest. I've had them chasing me for 2 UE CC debts; Barclaycard in 2010 and MBNA in 2012 (started UE for both of them on the same day)

I had a few letters from them regarding the Barclaycard debt but it's been passed on to 2 other dcas since. With the MBNA debt I haven't heard anything since I sent the Account Sold Whilst In Dispute template. I've never had a visit from them either.

I agree with Rizzle that presuming that you're the debtor if you don't reply is totally unacceptable.

I'd just file it away and see if they send anything else.

[Riz]

Re: Very Vague letter from Debt Managers Ltd

That letter breaches the OFT Debt Collection Guidance.

Don't respond to it, but do file it away as it may be useful in future complaints.

SH

More specifically, it is this bit that is out of order.

"If we do not receive a response to this letter within 7 days. we will assume the link is correct and further communication will be made."

The rest is a standard trace letter that the OFT would very likely not object to.

It is the presumption that no reply = you are the debtor which is unacceptable.

[nightwatch]

Re: Very Vague letter from Debt Managers Ltd

Judging by the "professionalism" of the letter in the initial post, that doesn't really surprise me. This lot are obviously chancers and incompetent cowboys.

I'd still have expected them to ignore the request and send out a few ultra-scary (?) threats before they gave up.

Well done on your result, nightwatch.

SH

thanks SH, it saved me £6,000, so am quite happy (thats ovaltine in heatproof glasses)

[ScabHunter]

Re: Very Vague letter from Debt Managers Ltd

I had a Barclay loan passed to Debt managers, had not paid it oBarcs ages beforr heard off e this lot appeared, sent a CCA request, got a letter back saying account closed

Judging by the "professionalism" of the letter in the initial post, that doesn't really surprise me. This lot are obviously chancers and incompetent cowboys.

I'd still have expected them to ignore the request and send out a few ultra-scary (?) threats before they gave up.

Well done on your result, nightwatch.

SH

[nightwatch]

Re: Very Vague letter from Debt Managers Ltd

I had a Barclay loan passed to Debt managers, had not paid it or heard off Barcs ages before this lot appeared, sent a CCA request, got a letter back saying account closed

[ScabHunter]

Re: Very Vague letter from Debt Managers Ltd

Think I'll sit back and wait for the next "plop" onto the door mat then.

"PLOP" is likely to be a highly appropriate word.

SH

[Traintester]

Re: Very Vague letter from Debt Managers Ltd

Think I'll sit back and wait for the next "plop" onto the door mat then.

[ken100464]

Re: Very Vague letter from Debt Managers Ltd

Seem to specialise in Mortgage arrears, council arrears and being process servers according to their website.

Seem to have a very active fieldforce and seem to imply they are sent out in early arrears situations.

Of course with this industry could be a complete red herring and be something else.

[Traintester]

Re: Very Vague letter from Debt Managers Ltd

Thanks SH,

I had no intention of replying but it will be kept very safe

Traintester

[ScabHunter]

Re: Very Vague letter from Debt Managers Ltd

That letter breaches the OFT Debt Collection Guidance.

Don't respond to it, but do file it away as it may be useful in future complaints.

SH

[Traintester]

Re: Very Vague letter from Debt Managers Ltd

Hi Mrs D,

I do have debt, I have another thread here somewhere regarding Arrow Global but have never heard from this lot before...

Thanks

[MrsD]

Re: Very Vague letter from Debt Managers Ltd

they are on a fishing trip, I would just ignore it.

do you have debt?