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Letter of Claim received HC / RW - ex Lloyds - HF UK Holdings 3 Ltd.

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  • Diana Mayhew
    replied
    Originally posted by SouthernBiker View Post
    Notice of discontinuance phoned through this morning! Didn't realise the team were out to set a record! Many thanks to all involved

    Ladies & Gents, please seek the professional help with your cases, it makes a difference.

    Always happy to help.

    It's also satisfying when the opposition run up a white flag so quickly once solicitors get involved

    You can cross this off your worry list now - Happy New Year!

    Di

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  • SouthernBiker
    replied
    Notice of discontinuance phoned through this morning! Didn't realise the team were out to set a record! Many thanks to all involved

    Ladies & Gents, please seek the professional help with your cases, it makes a difference.

    Leave a comment:


  • Diana Mayhew
    replied
    Originally posted by SouthernBiker View Post
    Claim form received. Big guns are hired.

    Let's see what happens now

    Di

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  • SouthernBiker
    replied
    Just an interim update, Claim form received. Big guns are hired.

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  • Diana Mayhew
    replied
    Originally posted by SouthernBiker View Post
    Apologies Niddy for the inconvenience.

    It's all sorted - your email was forwarded to me

    There is no legal obligation to reply to a Letter of Claim.

    However, Lloyds have an obligation to reply to your SAR so send that now to see if it sheds any light on the dates, or whether they still have any documents in their files, especially anything about a Default Notice.

    Definitely don't ask Hoist (Howard Cohen) for anything until the picture becomes clearer. (or at all). Time for discrete research behind the scenes!

    Di

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  • SouthernBiker
    replied
    Apologies Niddy for the inconvenience.

    Leave a comment:


  • Diana Mayhew
    replied
    Originally posted by SouthernBiker View Post
    I will email shortly, thanks. For thread interest it was around 2003/4

    I’ve received your email.

    Maybe we need to talk about the date which you believe the credit card account was opened in case it differs from any date referred to in any Letter of Claim (hypothetically speaking)

    Di

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  • SouthernBiker
    replied
    I will email shortly, thanks. For thread interest it was around 2003/4

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  • Diana Mayhew
    replied
    Originally posted by SouthernBiker View Post

    Briefly - Lloyds CC £2400
    Stopped DMP May 17
    Passed through 3 other DCA
    Assignment to Hoist Nov 19
    RW handling since Dec 19 Two discount offers received.

    . . . . My assumption now is to return the claim form around the 14th

    Box D then Box I

    With Box (I) I am thinking to just send an attached CCA request. Leaves me just a couple of questions:-

    Is there anything I should send extra to HC?

    When (what year) did you open this Lloyds credit account?

    Don't send a CCA Request or complete the Reply Form from the Letter of Claim until more facts have been established. Sometimes it's better not to tick Box D or reply at all.

    Definitely don't ask Howard Cohen for documents which will only give them the opportunity to source them or reconstitute them, and then they can issue a claim with all their ducks in a row.

    Email me the first couple of pages of the Letter of Claim so I can see what they intend to claim and why they think they have the right to claim it using di@joannaconnollysolicitors.co.uk

    Send a SAR to Lloyds asking for all data.

    Di

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  • The Tech Clerk
    replied
    Diana Mayhew

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  • Letter of Claim received HC / RW - ex Lloyds - HF UK Holdings 3 Ltd.

    Good morning,

    Again I'm asking for some guidance on this as the claim letter has been received.

    Briefly - Lloyds CC £2400
    Stopped DMP May 17
    Passed through 3 other DCA
    Assignment to Hoist Nov 19
    RW handling since Dec 19 Two discount offers received.
    Return form required by 25/12/20.

    I have made no contact - SB is not until June 23

    My assumption now is to return the claim form around the 14th

    Box D then Box I

    With Box (I) I am thinking to just send an attached CCA request. Leaves me just a couple of questions:-

    Is there anything I should send extra to HC?
    Should I SAR Lloyds now?
    Do I fill in the Income / Expenses form, is this a requirement or just fishing?

    Thanks in advance for any help.

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