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Applying for CRA - resets the 6 year clock? Any advice welcome! :)

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  • Applying for CRA - resets the 6 year clock? Any advice welcome! :)

    Hello I have one debt of approx £2500 that might be statute barred. If I request a CRA from the company that have bought the debt (as I want to check the legality of it and also the default date as it’s differebt with each CRA?!) does this contact from me ‘reset’ the 6 year clock...?

    Ive been googling for hours and seem to be finding conflicting information!

  • #2
    What makes you want to contact them?

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    • #3
      They have different dates of default with different CRAs and I’d like to know which is the right date.

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      • #4
        Then you’ll need a SAR to the OC.

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        • #5
          OC = original creditor, yes? Thank you

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