Barclaycard - markers and contact

[1NightInIbiza]

Re: Barclaycard - markers and contact

Interesting, I have read before of them doing this! Glad yours is sorted! I have two 6 markers from them (April & May) then it hasn't been updated on my file since 30/5. I believe they've sold it on. I always thought the ICO guideance was very clear on the matter as to when a default should be issued.....??

Not that it bothers me at the moment, but I was expecting a default by now!

[malamute]

Re: Barclaycard - markers and contact

Ok say noddle shows that in May 2014 barclaycard set a default date of 29.09.2008. So this will just disappear from report on 30th sept and it's already statute barred :-))

thank you you all for advice to keep me waiting and patient. This account worked out just fine!

[malamute]

Re: Barclaycard - markers and contact

By way of update - in a hope that it may help others reading it.

After the letter in January from Bcard saying that they forgot to and will be issuing my default notice dated 28 September 2008, they haven't and it has since reached SB.

Seriously - heard nothing!! THey are still reporting to the CRA but will await anything from them to send a SB template from here.

Shame their lack of attention can't be paid to my secured loan account!!

Can't say its a bad thing - but glad to see this debt cannot pose anything threat now #relieved

[malamute]

Re: Barclaycard - markers and contact

Fab - thanks soooooo much!!!!

[Never-In-Doubt]

Re: Barclaycard - markers and contact

Using our SB template yes

[malamute]

Re: Barclaycard - markers and contact

I'm assuming that the safest way to handle this account is wait for them to get in touch and then bat it away telling them that its statue barred now?

[malamute]

Re: Barclaycard - markers and contact

it won't matter as they cannot add the cca fee anyway so don't worry. Ignore the £1 payments.

Thanks - that's a relief.

[Never-In-Doubt]

Re: Barclaycard - markers and contact

Hi there, it is a barclaycard - i did a cca in early 2008 on this account. Surely wouldn't have been able to apply the cca fee 3 years later?

it won't matter as they cannot add the cca fee anyway so don't worry. Ignore the £1 payments.

[helmsman]

Re: Barclaycard - markers and contact

OK!!!

So If my Default was supposed to be dated 28th September it means that my last payment in the month of March was made on or before March 28th - TODAY!!!!!

Since the random letter I posted about a month ago - telling me they should've defaulted the and will be - I've heard diddly!!!!! Nada!!!!! ZIP!!!

So.........

Account is still showing as Late (6) - for now 72 Months on CRF.

Regarding the balance it has increased during this time and dropped by an amount of £1 in Feb 2011. But I've not a clue why as our last contact before now was May 2008.




In Feb 2011 the reported balance dropped by £1 but i've not a clue why it would've done

Hi,
Same here late markers for 42 months last paid Sept 2010 still no default showing.

[malamute]

Re: Barclaycard - markers and contact

Hi there, it is a barclaycard - i did a cca in early 2008 on this account. Surely wouldn't have been able to apply the cca fee 3 years later?

[Never-In-Doubt]

Re: Barclaycard - markers and contact

The balance could be due to application of the cca fee (then refunded).

So what type of account is this?

[malamute]

Re: Barclaycard - markers and contact

OK!!!

So If my Default was supposed to be dated 28th September it means that my last payment in the month of March was made on or before March 28th - TODAY!!!!!

Since the random letter I posted about a month ago - telling me they should've defaulted the and will be - I've heard diddly!!!!! Nada!!!!! ZIP!!!

So.........

Account is still showing as Late (6) - for now 72 Months on CRF.

Regarding the balance it has increased during this time and dropped by an amount of £1 in Feb 2011. But I've not a clue why as our last contact before now was May 2008.




In Feb 2011 the reported balance dropped by £1 but i've not a clue why it would've done

[malamute]

Re: Barclaycard - markers and contact

By way of update - no default notice as mentioned in their original letter (bovvered!)

No other correspondance....or calls......

watch this space........................

[malamute]

Re: Barclaycard - markers and contact

Only natural. The goal or grail we all seek is there before you in touching distance.

So for one to wake so close to SB will cause concern. But if you look with the eyes that has become accustomed to bank speak. Does it say anything different to what you normally bat away?

If not then as you say its your wanting this to be SB thats clouding what your seeing. Its going to be long old 5 weeks. But the forums here for any doubts.

Good luck.

Thank you - your response helps.

To be honest - with what you say in mind - this is the slow bit when they say "pay, ok here's your agreement so pay, pay, pay, fine we've sold it" so its not something I have heard before.

I've posted off a please stop phoning me letter and will see what they say next........

thanks again.

[Deepie]

Re: Barclaycard - markers and contact

Thank you!

I've spent years happily ignoring.

.........