help for hubby

[oscar]

Re: help for hubby

Was this filled in by your hubby at some sort of bike show back in 2000?

is it his or the reps handwriting on the form?

Thanks.

I remember those forms back in the day!! Was truly amazing how so many people had the same handwriting some days.

Sure the reps used to sit at home with the telephone directory!

[Never-In-Doubt]

Re: help for hubby

Was this filled in by your hubby at some sort of bike show back in 2000?

I need to know is it his or the reps handwriting on the form?

Thanks.

[ali2012]

Re: help for hubby

Hope its got to him ok I couldnt do it from the site link so I had to copy & paste his email address and send it from my email account ( bit thick on pc's :-( )
Ali

[ali2012]

Re: help for hubby

Hubby's CCA from MBNA came today its been emailed to Niddy
Thanks
Ali

[Never-In-Doubt]

Re: help for hubby

yeah hubby has said himself he did the wrong thing phoning them but when MBNA asked him to you just think your doing the right thing dont you

It's cool, just get into the mindset to ignore phone calls from em

Keep us updated

[ali2012]

Re: help for hubby

ok thanks
yeah hubby has said himself he did the wrong thing phoning them but when MBNA asked him to you just think your doing the right thing dont you
nevermind lesson learnt
Ali

[Never-In-Doubt]

Re: help for hubby

should I send a letter asking for postal contact only?

see last post - nope, sit tight and let me know when you get the CCA back

[Never-In-Doubt]

Re: help for hubby

I honestly doubt anything as formal as a DRO etc... is needed here.

I 100% second that mate - Ali, when you get the CCA email it me, in the meantime don't do anything with this, absolutely no need to go formal at this stage on an MBNA card from 2000

Whatever you do, please STOP talking to the muppets on the phone you really need to get out of that bad habit

[ali2012]

Re: help for hubby

thanks I wont then
should I send a letter asking for postal contact only?
Ali

[ali2012]

Re: help for hubby

thanks just done the template for arrow will get it sent registered post tomorrow, so I need to send a letter to MBNA ( reiterating what was said on the phone today)
and send this template to Arrow
yes?
and while im here is it a good idea to also send a letter to Arrow asking to be contacted by letter only and not phonecalls?
Ali

[ali2012]

Re: help for hubby

Thank you
as far as he knows the whole debt has been sold to Arrow Global ( the woman from MBNA on the phone when he rang to see why his monthly bill hadnt arrived said " its out of MBNA's hands now" then said its with Arrow and gave him their telephone number and said to contact them)
He phoned Arrow who said they would send a letter and a debt repayment plan assesment ( which we havent filled in yet do I HAVE to put my details on it?)
On the letter he has recieved from Arrow Global it just says
Debt owed to Arrow Global Guernsey Ltd

He/we dont have any more debts this is the only one.
thanks again
Ali

[SXGuy]

Re: help for hubby

Thanks for the replies
Hubbys just contacted MBNA and requested a CCA ( it will take 10 days they say) He took the credit card out in October 2000
hope this helps we will let you know when the CCA arrives
Ali

I get the feeling your hubby asked for it over the phone? am i right?

If i am, please follow it up in writing, make sure you send it recorded delivery and inclose the £1 postal order.

They can agree to do anything on the phone, but dont have to actually do it.

[Pixie]

Re: help for hubby

Thanks for the replies
Hubbys just contacted MBNA and requested a CCA ( it will take 10 days they say) He took the credit card out in October 2000
hope this helps we will let you know when the CCA arrives
Ali

That's a great start. It's very possible with the date that it was taken out that it will be unenforceable.

Email the agreement to Niddy when you get it - use the 'Email Agreement' button in his signature and put your user name in the subject line. Don't blank anything out as he needs to see it all.

[BBoo]

Re: help for hubby

I honestly doubt anything as formal as a DRO etc... is needed here.

Do you have any other debts?

Do you know if the debt has been assigned to Arrow Global to collect on behalf of the original creditor, or has it actually been sold in full to them?

The main thing for your husband at present is not to worry and to look after his health. That is far more important than money. They cannot take what you have not got, nor should you be put under any sort of pressure to force you to pay an amount you cannot comfortably afford.

[ali2012]

Re: help for hubby

Thanks for the replies
Hubbys just contacted MBNA and requested a CCA ( it will take 10 days they say) He took the credit card out in October 2000
hope this helps we will let you know when the CCA arrives
Ali