Originally posted by cymruambyth
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Will applying for Vanquis have any other effects?
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Re: Will applying for Vanquis have any other effects?
December 2016 here I come!
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Re: Will applying for Vanquis have any other effects?
Originally posted by cymruambyth View PostI'm tempted to have a look at a CRA file just in case anything as been reported that shouldn't have! Although I have a CCJ it's over 3 years old and my last default should also be over 3 years old.
Also, i think a CCJ may prevent you from gaining credit; i think they hurt credit worthiness until they drop off altogether (six years).
Cheers
SA
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Re: Will applying for Vanquis have any other effects?
I'm tempted to have a look at a CRA file just in case anything as been reported that shouldn't have! Although I have a CCJ it's over 3 years old and my last default should also be over 3 years old.
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Re: Will applying for Vanquis have any other effects?
Originally posted by cymruambyth View PostI have just failed for a second time with creation . I suppose another 6 month wait; at least Aqua love me as they have just upped my credit limit
Cheers
SA
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Re: Will applying for Vanquis have any other effects?
I have just failed for a second time with creation . I suppose another 6 month wait; at least Aqua love me as they have just upped my credit limit
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Re: Will applying for Vanquis have any other effects?
£500 limit.
I will try and activate the card on Tuesday and let you know if it works or not.
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Re: Will applying for Vanquis have any other effects?
Originally posted by Locke View PostSo after being rejected for a creation card recently one arrived in the post followed by a pin the day after.
Will have to phone them to see what is going on.
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Re: Will applying for Vanquis have any other effects?
I'd just try and use it, and pay it off
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Re: Will applying for Vanquis have any other effects?
So after being rejected for a creation card recently one arrived in the post followed by a pin the day after.
Will have to phone them to see what is going on.
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Re: Will applying for Vanquis have any other effects?
Gmail reminder went off to apply for second Creation balance transfer card although was blown out. Hoping to port my mastercard over to 0% interest free to pay it off quicker.
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Re: Will applying for Vanquis have any other effects?
Just to say I applied and was accepted off a vanquis Granite card despite not being on the electrol roll
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Re: Will applying for Vanquis have any other effects?
Originally posted by Never-In-Doubt View PostYou know this mate. We discussed it on your own thread previously
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Re: Will applying for Vanquis have any other effects?
Originally posted by Never-In-Doubt View Postoh shit - you gotta be on the ER mate
oooops!!!
thats going to be an issue for all applications.
I'll make sure I'm on it for when I reapply in 6 months time then!
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