Originally posted by Greybeard
View Post
Maybe you expect PRA to chase you because you've been told that the credit agreement is enforceable based on the documents they've produced (so far).
Maybe it is, and maybe it isn't.
A section 78 CCA Request is for 'information' purposes not 'proof' purposes so even if the documents produced satisfy s 78 CCA Request that doesn't necessarily mean the debt is enforceable. The legal bar is higher for the next stage.
In the case of Santander v Diana Mayhew (me ) I lost on s 78 CCA but won on other legal arguments pleaded.
Take a look at Paragraph 14 of my Judgment here >
https://www.bailii.org/ew/cases/Misc/2012/14.html
And then read Paragraph 15 which says the claim was dismissed and they had to pay my legal costs.
Di
Leave a comment: