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Determining if DFN issued, the date, and importance further to sending for CCA's to creditors

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  • #31
    Originally posted by Florida2020 View Post

    Also upon making a decision for each on how to proceed, would it be a case of writing to each creditor, or just ignore them? As it was July I wrote to them I think I've given sufficient time to respond.
    You have indeed given them enough time to respond.

    Your s77-79 CCA Requests were sent in July, they haven’t complied within the statutory timeframe so those debts are currently unenforceable. Long may that last.

    Di
    Legal Disclaimer

    I am a Litigation Executive at Joanna Connolly Solicitors a firm which specialises in consumer credit. If you need to contact me you can send a message by clicking on my username or by emailing me at di@joannaconnollysolicitors.co.uk or by telephoning 0151 254 6986 Our initial advice is always free.

    Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

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    • #32
      Thanks Diana,
      I will be posting again over the next few days

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      • #33
        Thank's ever so much, I've contacted Niddy, and has looked at 2 of the 4 CCA's received, deeming them unenforceable, in dialogue about having niddy look at the other two. I will be posting over the next few days relating to the other 10 CCA's to which I have had not secured copies since my request in July. I have a spreadsheet, the info from which I will be migrating to a diary to post and monitor things as time goes by as i'm sure many of them will start to wish to engage with me shortly as I have stopped my step change payments this month.

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        • #34
          I look forward to seeing how we can help you.

          enjoy the weekend. NW
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