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Adding to this thread as it is more of the same problem, I do hope someone can advise me as getting our debt problems in hand now that I have been awarded PIP hubby waiting for carers ,and he's going to give up wtc and go onto UC where we can claim SMI .
So here are my questions if anyone can help please ?
Kensington sold our account to Mars Capital in Feb this year , so will be offering a repayment to them as fallen into arrears of over £5,000 due to me having cancer .
Anyway Kensington over the years added £595 in fees even when we had a repayment agreement in place for arrears .
Can we claim these fees back even though they have sold our account on to Mars who are also adding fees now which is adding to the arrears . ?
Thanks if anyone knows .
Also if we apply for SMI can the arrears be included in the claim to help us at least pay back and get back on track ?
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Sale of Kensington Mortgages to Barclays Bank UK PLC
Kensington Mortgages
https://www.kensingtonmortgages.co.uk › blog › article
London, 1 March 2023 – Kensington Mortgages (“Kensington”), the specialist mortgage lender, has today announced the completion of its sale to Barclays Bank ...
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mortgage conditions
Kensington Mortgages
https://www.kensingtonmortgages.co.uk › docs
PDF
If you do not pay us these amounts when we ask you to you will be breaking your agreement with us and we may add these amounts to your loan and charge interest ...
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.
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Originally posted by Spent2much View Post
Adding to this thread as it is more of the same problem, I do hope someone can advise me as getting our debt problems in hand now that I have been awarded PIP hubby waiting for carers ,and he's going to give up wtc and go onto UC where we can claim SMI .
So here are my questions if anyone can help please ?
Kensington sold our account to Mars Capital in Feb this year , so will be offering a repayment to them as fallen into arrears of over £5,000 due to me having cancer .
Anyway Kensington over the years added £595 in fees even when we had a repayment agreement in place for arrears .
Can we claim these fees back even though they have sold our account on to Mars who are also adding fees now which is adding to the arrears . ?
Thanks if anyone knows .
Also if we apply for SMI can the arrears be included in the claim to help us at least pay back and get back on track ?
suggest you start a new thread as then refers to your case only and less confusion happening?
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.
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Last edited by The Tech Clerk; 9 May 2023, 20:14.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username. -
Last edited by The Tech Clerk; 9 May 2023, 20:15.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.
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