Bullying tactics in the past?

[CleverClogs (RIP)]

Re: Bullying tactics in the past?

Mine can't be SB for another 6 years as I've been paying it.

When was the debt incurred?

How long passed between your last payment to the original creditor and your payments to CrapQuest?

[asm76]

Re: Bullying tactics in the past?

Mine can't be SB for another 6 years as I've been paying it.

[vossy]

Re: Bullying tactics in the past?

I can hardly wait for the next episode, I have about 5 debts with DCA's coming up to the 6 years very very soon, and one is with the aforementioned crapquest.

.

[asm76]

Re: Bullying tactics in the past?

Fair do's

[asm76]

Re: Bullying tactics in the past?

I sent the CCA request RD, but I wasn't going to bother with it for the AiD letter. Just get proof of posting.

[Deepie]

Re: Bullying tactics in the past?

Noooooooooooooooooooooooooooooooooooooooooooo etc etc

I've just borrowed a colleagues very last stamp, and stuck it on the envelope....

all letters should be going recorded delivery.........

[asm76]

Re: Bullying tactics in the past?

Noooooooooooooooooooooooooooooooooooooooooooo etc etc

I've just borrowed a colleagues very last stamp, and stuck it on the envelope....

[Deepie]

Re: Bullying tactics in the past?

Hola!

Crapquest haven't complied with my CCA request, the 12+2 days was up yesterday.

Could some wonderful person link me with the account in dispute letter please?

Gracias!

NO ..........just sit and wait..................

[asm76]

Re: Bullying tactics in the past?

Hola!

Crapquest haven't complied with my CCA request, the 12+2 days was up yesterday.

Could some wonderful person link me with the account in dispute letter please?

Gracias!

[asm76]

Re: Bullying tactics in the past?

Ok, just going through the figures and I've found some discrepancies...

HL Legal say I owe £3563.22 (this is the "balance" they give on their initial letter, posted above).

Crapquest say I owe £5219.01 (this is the "balance" they give on their letter they sent saying my account was on hold for 28 days).

My credit file (Experian) said the original debt was £5371 (I made a note before it dropped off after the 6 years).

However, and I know this for a fact because I have been through my bank statements, I have paid £1852.50. So deducting what I know I have paid from the original debt, leaves £3518.50 outstanding. Neither of the figures given by HL or Crappy match up.

[asm76]

Re: Bullying tactics in the past?

Crapquest wrote back saying my account was on hold for 28 days while they find the information I have requested.

[Never-In-Doubt]

Re: Bullying tactics in the past?

My CCA request was signed for today, by someone with the surname 'GURUNG'

[asm76]

Re: Bullying tactics in the past?

My CCA request was signed for today, by someone with the surname 'GURUNG'

[asm76]

Re: Bullying tactics in the past?

Clearly, we know different

[MrsD]

Re: Bullying tactics in the past?

they could try just being civil, it wouldn't hurt.

that letter is a disgrace, do they think they're talking to imbeciles??