Oh Timd I suffer your Pain and I am so sorry to hear of your predicament but please don't give up and let them beat you.
i haven't posted here in a while as not a lot has changed since my previous posts. Pompeyfaith I'm sure will offer you some good advice as he did us regarding requesting SARS etc. You will have the right to ask for a reconsideration and if this fails then the right of appeal so I suggest you do that if you you do indeed receive a letter telling you of the overpayment.
one thing I will add is that we contacted our local MP who along with his caseworker has been most supportive. He has written to the DWP himself telling them how appalled he is over my husbands situation. I might add that he is a Tory MP too. We are still waiting to hear regarding the reconsideration.
The whole process is extremely stressful I agree, my husband is now suffering mental health issues as a consequence and suffers acute anxiety every time he receives a brown envelope in the post. I am determined to not give in easily, if we have to pay it back then so be it but we will certainly not make it easy for them when we believe it is their own mismanagement.
Gold plated Pensions!! Don't make me laugh. The media and a majority of the public would have you believe that public sector workers retire on mega bucks and lead a life if indulgence....I wish

Take care my friend and keep posting, you are not alone.
One more thing, if you are on FB take a look at a group called Fightback, very helpful and informative.
at least now we know which steps to take first. He will get the email to the DM off tomorrow fist thing, also the reconsideration letter outlining why he believed he shouldn't have this overpayment. He has prepared the letter for the SARs which will be posted tomorrow.
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