Kilasuits Diary (debt free and life improvements)

[kilasuit]

Re: Kilasuits Diary (debt free and life improvements)

since lloyds added this default i have had 5 credit limit reductions

Totals £800 in non available credit which makes me look over burdened on a limit to debt ratio which was ok (not brill but ok)

Another thing for me to write to them about

Still no reply from my last letter so whipping another 2moro to send off to them.

[guardians]

Re: Kilasuits Diary (debt free and life improvements)

Wow! I just read it, and it's inspiring!

[kilasuit]

Re: Kilasuits Diary (debt free and life improvements)

i have finally booked my practical driving test

[Never-In-Doubt]

Re: Kilasuits Diary (debt free and life improvements)

Letter to lloyds has been sent

I think i've got them by the balls.

Also gotta shoot another letter off to Tesco in reference to my recent application that got instantly declined (pretty sure just due to lloyds default) and if it is then deffo looking at compo from lloyds.

Excellent - best of luck matey

[Never-In-Doubt]

Re: Kilasuits Diary (debt free and life improvements)

Well after checking my Experian and Equifax reports last night i see a default off of lloyds TSB for my current account.

Not recieved any default notice so am i right in thinking that this has been placed illegally and i should have no problem getting it removed?

Have a gander here mate - may come in handy: ---> AMEX LIMITED v IAN KARL ROBERT BRANDON [2010]

[Never-In-Doubt]

Re: Kilasuits Diary (debt free and life improvements)

after being at work till quarter to 4 and having my theory at half 3 this afternoon


I

PASSED!

sorry mate, just seen this - congrats on passing

[kilasuit]

Re: Kilasuits Diary (debt free and life improvements)

Letter to lloyds has been sent

I think i've got them by the balls.

Also gotta shoot another letter off to Tesco in reference to my recent application that got instantly declined (pretty sure just due to lloyds default) and if it is then deffo looking at compo from lloyds.

[kilasuit]

Re: Kilasuits Diary (debt free and life improvements)

Lloyds have got back to me

They are refunding £815 in charges but thats going to the DCA towards reducing the amount owed.
I'm in process of writing another letter to them as to put forward yet more areas that they have screwed up on especially the lack of default notice.

Thinkin i may need to upload some letters and see what your thoughts are

[kilasuit]

Re: Kilasuits Diary (debt free and life improvements)

Also got an email from the FSA saying that they have received my co-sended email and are looking into it.

[kilasuit]

Re: Kilasuits Diary (debt free and life improvements)

seems that i'm on my way to getting lloyds off my back after contacting the CEO and putting a nice complaint their way.

Will update later on too

[kilasuit]

Re: Kilasuits Diary (debt free and life improvements)

Well after checking my Experian and Equifax reports last night i see a default off of lloyds TSB for my current account.

Not recieved any default notice so am i right in thinking that this has been placed illegally and i should have no problem getting it removed?

[kilasuit]

Re: Kilasuits Diary (debt free and life improvements)

after being at work till quarter to 4 and having my theory at half 3 this afternoon


I

PASSED!

[kilasuit]

Re: Kilasuits Diary (debt free and life improvements)

Yeah got my theory for the 4th time on the 1st

Need to revise as it was just silly little mistakes that have allowed me to fail this much

Thou i was almost asleep in my last 1 in the hazard perception and i passed that part

[Pixie]

Re: Kilasuits Diary (debt free and life improvements)

Well done kilasuit

Any news on the driving front?

[kilasuit]

Re: Kilasuits Diary (debt free and life improvements)

need to press on with looking for a better job

Also need to press on with lookin to further my education as i feel this is gonna be 1 of a few ways in which i'm gonna be able to attain a better job.

fed up of being tlked to like a child by a 19yr old manager.

Comet card is paid off

skint thou not nice