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Re: 1st Stop Recoveries ( 1st Stop Recoveries ) v TibetanMonk - Issued 15 October 2015
• Date loan taken out - 08/08/2014
• Date a payment was last made - No payment made
• Status (i.e. did you discuss a payment arrangement or just stop paying)? - Stopped paying.
• When applying for the loan did you have to fill out an application form and do you have a copy? - I don't have an original application form copy, online application.
• During the application for the loan were you given any pre-contact information or fact sheet so you could assess the affordability of the loan that was being offered to you and do you have a copy? - Yes, these are now attached.
• Were you given a credit agreement and if so do you have a copy? - If thats a SECCI then yes.
• Did you ever roll over the loan and if so how many times? - Never rolled over the loan.
• If you rolled over the it would be helpful to understand the following - the amount of money you have repaid in total compared to the capital lent?- N/A
• If you rolled over the loan were you provided new pre-contract information and new credit agreement each time and if so do you have copies? - N/A
• Did you receive any arrears notice/letter also containing information on where you can go to get advice on your debts? - I'm sure I did but don't have any copies.
• Have you received any sort of default or termination notice to your POSTAL address? - I cannot be 100%, but I can kind of remember that I received a default notice.
• When was the last time you sent any correspondence to them (either by email or post)? - 13th October.
I received an email from PlanDeal advising UncleBuck recalled the debt from them and that was the last I heard of it, and that was on 18/04/2015.
The above SECCI has had nothing ommitted, so where it says creditors address etc I haven't blanked it out.
This is the email I received from PlanDeal:-
• Date loan taken out - 08/08/2014
• Date a payment was last made - No payment made
• Status (i.e. did you discuss a payment arrangement or just stop paying)? - Stopped paying.
• When applying for the loan did you have to fill out an application form and do you have a copy? - I don't have an original application form copy, online application.
• During the application for the loan were you given any pre-contact information or fact sheet so you could assess the affordability of the loan that was being offered to you and do you have a copy? - Yes, these are now attached.
• Were you given a credit agreement and if so do you have a copy? - If thats a SECCI then yes.
• Did you ever roll over the loan and if so how many times? - Never rolled over the loan.
• If you rolled over the it would be helpful to understand the following - the amount of money you have repaid in total compared to the capital lent?- N/A
• If you rolled over the loan were you provided new pre-contract information and new credit agreement each time and if so do you have copies? - N/A
• Did you receive any arrears notice/letter also containing information on where you can go to get advice on your debts? - I'm sure I did but don't have any copies.
• Have you received any sort of default or termination notice to your POSTAL address? - I cannot be 100%, but I can kind of remember that I received a default notice.
• When was the last time you sent any correspondence to them (either by email or post)? - 13th October.
I received an email from PlanDeal advising UncleBuck recalled the debt from them and that was the last I heard of it, and that was on 18/04/2015.
The above SECCI has had nothing ommitted, so where it says creditors address etc I haven't blanked it out.
This is the email I received from PlanDeal:-
Customer Account No: XXXXXX
Outstanding Amount: £397.60
Dear Mr. XXXXX
I am writing in regards to your outstanding debt with Uncle Buck Finance LLP.
I need to advise you that Uncle Buck Finance LLP have recalled your account with effect from the 20th April 2015.
What does this mean for you?
You will need to contact their Pre-Legal team on 01959 810116 to discuss repayment of your overdue balance.
If you have any further queries please do not hesitate to contact them directly on the above number.
Yours Sincerely
Steven Armstrong
Debt Recovery Manager
Plandeal Collections
Telephone: 02036 577999
Email: info@plandealcollections.co.uk
The Financial Conduct Authority has produced a leaflet containing details of free debt management companies that may be able to assist you.
Please click on the link below for further information
http://www.fca.org.uk/your-fca/docum...-sheet-arrears
This email and any files transmitted with it are confidential and intended solely for the use of the individual to whom they are addressed. If you are not the intended recipient, you are hereby notified that any use or dissemination of this communication is strictly prohibited, and asked to notify us immediately, then delete this email. E-mail transmission cannot be guaranteed to be secure or error-free and Plandeal Collections does not accept liability for any errors or omissions in the contents of this message.
Any views or opinions presented are solely those of the author and do not necessarily represent those of Plandeal Collections.
Plandeal Collections is a trading name of Steven George Murray, Registered Office Building 707, Churchill Way, Westerham, Kent TN16 3BN. Plandeal Collections is authorised and regulated by the Financial Conduct Authority (Interim Permission Number 614403). You can confirm our registration on the Financial Conduct Authority’s website http://fca.org.uk/ or by contacting the Financial Conduct Authority on 0800 111 6768
Outstanding Amount: £397.60
Dear Mr. XXXXX
I am writing in regards to your outstanding debt with Uncle Buck Finance LLP.
I need to advise you that Uncle Buck Finance LLP have recalled your account with effect from the 20th April 2015.
What does this mean for you?
You will need to contact their Pre-Legal team on 01959 810116 to discuss repayment of your overdue balance.
If you have any further queries please do not hesitate to contact them directly on the above number.
Yours Sincerely
Steven Armstrong
Debt Recovery Manager
Plandeal Collections
Telephone: 02036 577999
Email: info@plandealcollections.co.uk
The Financial Conduct Authority has produced a leaflet containing details of free debt management companies that may be able to assist you.
Please click on the link below for further information
http://www.fca.org.uk/your-fca/docum...-sheet-arrears
This email and any files transmitted with it are confidential and intended solely for the use of the individual to whom they are addressed. If you are not the intended recipient, you are hereby notified that any use or dissemination of this communication is strictly prohibited, and asked to notify us immediately, then delete this email. E-mail transmission cannot be guaranteed to be secure or error-free and Plandeal Collections does not accept liability for any errors or omissions in the contents of this message.
Any views or opinions presented are solely those of the author and do not necessarily represent those of Plandeal Collections.
Plandeal Collections is a trading name of Steven George Murray, Registered Office Building 707, Churchill Way, Westerham, Kent TN16 3BN. Plandeal Collections is authorised and regulated by the Financial Conduct Authority (Interim Permission Number 614403). You can confirm our registration on the Financial Conduct Authority’s website http://fca.org.uk/ or by contacting the Financial Conduct Authority on 0800 111 6768
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