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  • #31
    Re: County Court Money Claims center

    Originally posted by nick0 View Post
    the good news is the Army will not deduct and monies from his wages
    due to the information received via my letter
    It's good that your son has been given some breathing space to deal with this issue.

    I've seen this post on a thread you started yesterday and wonder whether it relates to this situation since you refer to getting a loan for a car for your son. Or does this mean your son is buying a new car for himself?

    Originally posted by nick0 View Post
    I did a pre application for a Natwest loan (my son for a car, see my other threads) and it came up with APR 20.9%
    so I left it at that and said we can look at it in November.
    Link to thread: http://forums.all-about-debt.co.uk/s...l=1#post572546

    Plan B x
    I don't give advice, I share wisdom. Whenever the chips are down there's always a Plan B

    I'm a fully qualified mother which is the hardest exam I've ever sat. I have other more formal qualifications which are less important


    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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    • #32
      Re: County Court Money Claims center

      Hi Plan B,
      The finance for his mums car was direct with Renault, I have looked into helping him out with a personal loan (NatWest)
      but will wait till I get this sorted.

      Nick

      Comment


      • #33
        Re: County Court Money Claims center

        Originally posted by nick0 View Post
        The finance for his mums car was direct with Renault, I have looked into helping him out with a personal loan (NatWest)
        but will wait till I get this sorted.
        That makes sense.

        So what are your next steps with the Renault HP/CCJ/AOE problem ?

        If your son stopped paying the agreement after 12 months who did he think would make the payments from then on?

        Did he stop paying due to hardship or did he think someone else would take over responsibility for the payments albeit that could only be an informal arrangement which wouldn't release him from his legal liability to the creditor.

        Plan B x
        Last edited by PlanB; 19 August 2016, 21:08.
        I don't give advice, I share wisdom. Whenever the chips are down there's always a Plan B

        I'm a fully qualified mother which is the hardest exam I've ever sat. I have other more formal qualifications which are less important


        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

        Comment


        • #34
          Re: County Court Money Claims center

          Plan B,
          1st point is I am still waiting for a reply from Jo.

          2nd point is the reason I put this post up is I am concerned that Renault has acted incorrectly,regarding what my son or his mum had or had not done is not currently the issue.

          We are using a local solicitor as we had no other option.

          Thanks
          Nick
          Last edited by nick0; 20 August 2016, 07:29.

          Comment


          • #35
            Re: County Court Money Claims center

            I've reminded Jo again just now.
            I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

            If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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            • #36
              Re: County Court Money Claims center

              Nick I noticed while I was away that in your post of 11 August 2016 you advised that you had instructed a local solicitor and that the army had been notified that they are dealing with it for your son. As you have a solicitor instructed I am not in a position to assist.

              I hope you achieve a favourable outcome in this matter for your son.
              Legal Disclaimer
              I am a solicitor Advocate who specialises in consumer credit and my firm is Joanna Connolly Solicitors. My leading case of Carey v HSBC set the legal precedence for creditors compliance with s.77 & s.78 Consumer Credit Act 1974 statutory requests & enforcement of debts in court. Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk.

              If you need to contact me you can send me a message by clicking my username or by emailing me at jo@joannaconnollysolicitors.co.uk or by telephoning 0330 053 9340.

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