Free-to-use cash machines have been disappearing at a rapid rate across the UK, according to a study by Which? Nearly 1,700 machines started charging for withdrawals in the first three months of the year, with the majority starting to charge in March, according to the consumer lobby group. Cardtronics, which runs most of those, and fellow provider NoteMachine are both likely to charge at more machines. That could mean the country losing 13% of its free ATMs in only a few months. Link, which oversees ATMs, began to cut the fee, known as the interchange rate, last year. So far it has reduced the charge from 25p to 23p per withdrawal. Link said at the time that the move was aimed at protecting the ATM network. It left the fee for free-to-use ATMs - which are 1km or more from the next nearest cash machine - unchanged.

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