The Debt Managers Standards Association (DEMSA), a trade body for debt management andIVA firms, has today announced a merger with another trade association. DEMSA is merging with the Association of Professional Debt Solution Intermediaries (APDSI), creating an association of more than 40 debt management firms and a number of insolvency specialist and support providers. As a result of the merger,DEMSA now represents more than 300,000 debt management plans, amounting to more than two million credit agreements.....Read more here