Motorists will be asked to install 'black box' tracking devices – or pay more for their insurance

Drivers will within 10 years face inflated insurance premiums – or even be forced off the road – unless they allow their driving to be monitored at all times by tracking technology. A number of major insurers are launching hi-tech products this year that will monitor driving data such as the number of journeys, time of day the car is used and behaviour such as speed and braking. Despite concerns about privacy and data protection, speakers at an insurance industry conference last week said such technology, known as "telematics", would become "opt-out, rather than opt-in" for motorists. Tom Ellis of Gocompare, the insurance comparison website, who spoke at the British Insurance Brokers' Association (Biba) seminar, told The Telegraph: "In 10 years' time there will still be customers who prefer not to have a telematics device installed, [but] it will be an opt-out situation, rather than an opt-in. "There will be reasons for people opting out – perhaps because they are bad drivers, or unhappy with the privacy element, or have an old car. But they will have to accept a higher premium to insure their car."..........Read more here