Owners who suffer flooding this winter are being reassured that their properties will still be covered by insurers in the coming months – but they may face increased premiums. Insurers are obliged to continue to offer flood insurance to existing customers, said the Association of British Insurers, but there is nothing to prevent costs from shooting up. “Insurers will do everything they can to help customers recover from flooding and ensure flood insurance remains widely available,” said a spokesman for the association. “They will continue to offer flood cover to their customers at renewal, but the price charged will have to reflect the risk.” .....Read more here