Nationwide, an international building society, has decided to integrate Callcredit Information Group’s credit and affordability suite into its new credit application functionality. Nationwide will be able to effectively identify the credit risk associated with each applicant through the real time data solution supplied by Callcredit. This solution was created to deliver a credit data summary of a customer’s credit file, accompanied by a credit risk score. By automating applications to Callcredit’s affordability suite, Nationwide will be enabled to validate an applicant’s income and affordability when considering personal loan applications. This affordability check is intended to simplify responsible lending decisions as it regards over-indebtedness rather than just assessing a customer’s credit history.....Read more here